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Welcome to our Knowledge Hub

We believe that when we help each other, we all prosper. We hope you find all the great tips and resources below useful on your financial journey.

Elevate your financial knowledge with our library of FREE content! Explore blogs, ebooks, and 6-minute exercises that highlight everything you need to know about managing your finances so you can reach your financial goals. Get started today!

Build a financial foundation

Choose topics that interest you or build a personalized playlist for your goals.

Checking Accounts

Managing a checking account is one of the first steps in developing a strong financial foundation. It serves as a tool to manage money and see where your money is going. Learn the basics about checking accounts in this module:

  • How checking accounts work
  • Checking account features
  • Various possible fees
Explore checking accounts

Credit Scores and Reports

Credit scores heavily impact your financial wellbeing and if you’re not careful it could set you back. Learn how to establish a healthy credit score in this module. We’ll discuss:

  • How credit score impacts your life
  • How you can obtain your credit score
  • How to improve your credit score
Learn about credit

Online and Mobile Banking

Most of us travel with a laptop or have our phone on-hand 24/7. Why not take advantage of access to your bank accounts on-the-go to monitor activity, make transfers and pay bills anytime, anywhere? In this module, we'll discuss:

  • Why try online and mobile banking?
  • Best features to use
  • Best practices for staying secure
Explore digital banking

Overdraft Fees

If you’re not consistently monitoring your account, you could end up with a negative balance and an overdraft fee. This module discusses the following:

  • What is an overdraft fee?
  • How do overdraft fees occur?
  • How to prevent overdraft fees
Review overdraft fees

Credit Cards

Credit cards can be extremely helpful if you know how to responsibly manage credit limits and make your payments on time. Discover how credit cards work and what features to look for in this course.

  • How credit cards work
  • The pros and cons of a credit card
  • Whether a credit card is the right choice for you
Explore credit cards

Savings Accounts

A savings strategy is key to your financial success. In this course, learn how to save money and which options are optimal for you.

  • What savings options are available
  • How to open a savings account
Review saving options

Build Emergency Savings

Did you know it’s recommended to have 3-6 months of expenses saved up? Learn why an emergency savings fund is a worthwhile investment so you’re not scrambling for cash when there's a surprise expense. This quick course includes the following:

  • How much does an emergency cost?
  • Where can I store my emergency savings?
  • Tips to saving more money
Get savings tips

Financing Higher Education

In this course, evaluate the costs of college and discover how to save and pay for higher education.

  • College costs to consider
  • When do I start saving?
  • What financial options are available?
Discover financing options

529 Plans

Learn about the process, benefits, risks and tax implications of using a 529 plan to save for college. You’ll learn the following:

  • What’s a 529 plan?
  • Potential benefits and risks of a 529 plan
  • How much should I be contributing?
Explore 529 Plans

Certificate of Deposits

Discover the benefits and potential risks of a Certificate of Deposit (CD), a savings account that holds your funds for a specific period of time and earns interest. This module covers:

  • What is a Certificate of Deposit (CD)?
  • Is a CD the best option for me?
  • How to open a CD
Learn about CDs

Auto Loans

If you're ready to cruise around town, it could be time for an auto loan. But, how do you decide what vehicle and loan option is best? Check out the tips in our quick course.

  • Car buying options
  • How to apply for an auto loan
  • How much should you spend on a car?
Explore auto loans

Considering Homeownership

Part of the ‘American Dream’ is owning a home but the home buying process may feel overwhelming. In this module, we dive into the factors you need to consider before buying a home.

  • What is a mortgage?
  • Myths about renting vs buying
  • How will buying a home change my financial expenses
Prepare for homeownership

Buying a Home

You’ve decided to buy a house, congratulations! But, what comes next? Explore the home buying process in this module:

  • People involved with selling/buying a home
  • What house can you afford?
  • The home-buying process
Review mortgage process

Mortgages

Selecting the right mortgage is key as it ensures your home buying process is smooth. In this module, we take a deeper look at the types of mortgage loans you can take out.

  • What's included in a mortgage payment
  • Types of mortgages
  • Steps to apply for a mortgage

Explore mortgage options

Should I Refinance My Mortgage?

Rates can change over time and sometimes those adjustments can be beneficial. Refinancing allows you to secure a better rate based on the current market.

  • What is refinancing?
  • Pros and cons of refinancing
  • What the refinancing process looks like
Learn about refinancing

Creating a Budget

Being in charge of your money starts with understanding what’s coming in and out of your bank account each month.

  • Benefits of having a budget
  • What goes into a budget
  • Calculating the right budget for you
Get budgeting tips

Identity Protection

A shocking amount of information about us can be found online. Are you taking the proper steps to help protect your personal information?

  • What is identity theft?
  • How to know if your identity has been stolen
  • Who is a common target?
Explore identity protection

Insurance

Insurance can offer you and your loved ones peace of mind. With several options out there, how do you know if you’re getting a good deal? In this module, we’ll explore what to consider and how to avoid bad deals when shopping for insurance:

  • Types of insurances
  • Questions to ask
  • Signs of a bad deal
Review insurance options

Taxes

Tax season can be a stressful time. Understanding the ins-and-outs of tax brackets and annual filing can help you feel at ease.

  • What are taxes?
  • Ways to file taxes
  • What you need to complete your taxes

Learn tax basics

Debt Management

Debt can help us accomplish larger goals, like buying a new car or your dream house. But if you take on too much debt, you might struggle to catch up. In this course, discover ways to manage debt responsibly:

  • Different types of debt
  • Different debt management styles
  • Debt management assistance
Explore debt management

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