Helping medical professionals find a place to call home
At First Federal Bank of Kansas City, we envision prosperity and a home for all. Our unique physician loan program brings that vision to life for medical professionals* who dedicate their lives to serving others. With fewer restrictions and less upfront fees, you can achieve home ownership even before your first day on the job!
Benefits you deserve
- No down payment required on loans up to $1 million*
- No private mortgage insurance (PMI) to help lower your monthly payment
- Finance up to $1.5 million with higher loan limits
- Local lending expertise with underwriting and servicing right here in Kansas and Missouri
Flexibility you need
- Built for your career path with flexible financing options
- Choose the loan that fits you with fixed- and adjustable-rate options
- Student loan debt is treated differently, helping more physicians qualify
- No employment history required—a signed employment contract may be enough to qualify
Have questions or looking for guidance? At First Federal, our experienced mortgage lenders will guide you through the process, explain your options, and answer your questions along the way.
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Ready to see if a Physician Loan could be right for you? Fill out this form and a member of our team will reach out to you soon.
*Eligible borrowers include interns, residents, fellows, and licensed medical professionals practicing within 10 years of residency completion. Physician is defined as one who is a Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Nurse Practitioner (NP), Physician Associate (PA), Doctor of Dental Surgery (DDS), Doctor of Dental Medicine (DMD), Doctor of Pharmacy (PharmD), Doctor of Podiatric Medicine (DPM), Doctor of Science (DS), Doctor of Optometry (OD), or Doctor of Physical Therapy (DPT). Applicable to purchases of a primary residence in the Kansas City MSA only.
