CDs
Let time earn you money
Overview
A Certificate of Deposit (CD) can be a good spot for cash you are looking to keep safe for a dream down the road. Not only will your money be protected - it will also earn interest. You can choose a length of time that will work best for your situation! View our current rates.
Benefits
High interest-earning certificates
No monthly maintenance service charge
Automatic renewal options
- No fees
- Qualifying interest payment options available
- Lock in a rate for a fixed period of time, from 6 months to 5 years
- Rates are based on current market conditions and are fixed for the life of the CD
Deposit Rates
Rates accurate as of 7/3/2025 and subject to change without notice.
| Terms of deposit | Interest Rate | APY* | Min. Balance to Earn APY |
|---|---|---|---|
| 6-Month CD** | 2.00% | 2.01% | $1,000 |
| 12-Month CD | 2.00% | 2.02% | $1,000 |
| 18-Month CD | 2.00% | 2.02% | $1,000 |
| 24-Month CD | 2.00% | 2.02% | $1,000 |
| 30-Month CD | 2.00% | 2.02% | $1,000 |
| 36-Month CD | 3.21% | 3.25% | $1,000 |
| 48-Month CD | 3.06% | 3.10% | $1,000 |
| 60-Month CD | 2.97% | 3.00% | $1,000 |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
**6-Month CD is not eligible for Individual Retirement Accounts (IRAs)
Crunch the Numbers
Which CD could be right for you? Calculate your potential earnings based on the time, interest rate, and amount of cash you put in.
