Your future awaits

Overview

Get leg up on the future - save for retirement, while reducing your annual taxes, with an Individual Retirement Account (IRA) invested in a First Federal CD. You’ll have several options to choose from. Pick when you pay taxes on that money. Pick whether your interest rate stays fixed or changes with the market. Then watch your savings grow.

Benefits

Traditional or Roth IRA available

Choice of fixed or variable interest rates

FDIC insured

  • $100 minimum deposit for variable rate
  • $1,000 minimum deposit for fixed rate
  • Interest rate will change to the current rate available at the time of maturity

Open account

Rates

Minimum Balance Rate APY
$0-$999 0.25% 0.25%
$1,000 & Over 0.75% 0.75%

*Annual Percentage Yield. Rate is subject to change. IRS penalty for early withdrawal may apply.

So what's right for me?

Investing in an IRA is a big decision. Don’t worry - we have the answers to the questions that are probably on your mind. From taxes to how to apply, we have you covered.

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