Beware of text scams! Scammers often ask you to verify transactions through a fraudulent link to access your digital banking credentials. If you receive suspicious calls or emails, contact our support team at 816-245-4225.
ATM Update: The MoneyPass ATM Network no longer includes US Bank ATMs. To find another in-network ATM, please use the MoneyPass ATM locator.
We make it easy to find the best rates because we know you have better things to wrestle with.
Compare today's rates on our rate board below. We commonly offer 15- and 30-year mortgage loans but speak to our mortgage lending advisors to see how we can help you customize a loan for you. Input your relevant information to get a customized rate.
Rates accurate as of 12/6/2023 and subject to change without notice.
| Term of Deposit | Interest Rate | APY* | Min. Balance to Earn APY |
|---|---|---|---|
| 6-Month CD** | 2.00% | 2.01% | $1,000 |
| 12-Month CD | 2.00% | 2.02% | $1,000 |
| 18-Month CD | 2.00% | 2.02% | $1,000 |
| 24-Month CD | 2.00% | 2.02% | $1,000 |
| 30-Month CD | 2.00% | 2.02% | $1,000 |
| 36-Month CD | 3.455% | 3.50% | $1,000 |
| 48-Month CD | 3.455% | 3.50% | $1,000 |
| 60-Month CD | 3.455% | 3.50% | $1,000 |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
**6-Month CD is not eligible for Individual Retirement Accounts (IRAs)
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $4,999.99 | 0.10% | 0.10% |
| $5,000 - $24,999.99 | 0.15% | 0.15% |
| $25,000 and over | 0.20% | 0.20% |
Requires a $25 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.05% | 0.05% |
| $1000 and over | 0.10% | 0.10% |
Requires a $25 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $50 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $50 minimum balance is required to avoid $3.00 monthly maintenance service charge.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $24,999.99 | 0.50% | 0.50% |
| $25,000 – $49,999.99 | 0.60% | 0.60% |
| $50,000 – $99,999.99 | 0.75% | 0.75% |
| $100,000 – $249,999.99 | 0.80% | 0.80% |
| $250,000 and over | 1.00% | 1.00% |
Requires a $2,500 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $2,500 minimum balance is required to avoid $10.00 monthly maintenance service charge.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000-$4,999.997 | 0.10% | 0.10% |
| $5,000-$9,999.99 | 0.10% | 0.10% |
| $10,000-$24,999.99 | 0.10% | 0.10% |
| $25,000-$49,999.99 | 0.15% | 0.15% |
| $50,000-$99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.25% | 0.25% |
Requires a $1,000 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
7 - A $1,000 minimum balance is required to avoid maintenance service charge.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0-$999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0-$999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0-$999.99 | 0.20% | 0.20% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $100 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. IRS penalty for early withdrawal may apply.
*Fees may reduce earnings.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0-$9,999.995 | 0.05% | 0.05% |
| $10,000 and over | 0.10% | 0.10% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
5 - A $100 minimum opening deposit is required. To avoid the monthly service fee, a $2,000 minimum balance is required.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000+ | 0.15% | 0.15% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $200 minimum opening balance is required and a minimum of $200 thereafter to avoid a monthly service charge.
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.35% | 0.35% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $2500 minimum opening balance is required and a minimum of $2500 thereafter to avoid a monthly service charge.