Rates
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Mortgage Rates
Compare today's rates on our rate board below. We commonly offer 15- and 30-year mortgage loans but speak to our mortgage lending advisors to see how we can help you customize a loan for you. Input your relevant information to get a customized rate.
- Payment amount must be paid on a monthly basis. Number of payments vary based on loan terms. 360 payments for 30-year term, 240 payments for 20-year term, 180 payments for 15-year term.
- Payment does not include taxes and insurance; actual payment obligation may vary, and may include city, county, or other additional fees and costs.
- Points are upfront fees typically paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000).
- All loans subject to approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.
Deposit Rates
Rates accurate as of 4/26/2025 and subject to change without notice.
Certificates of Deposit
| Term of Deposit | Interest Rate | APY* | Min. Balance to Earn APY |
|---|---|---|---|
| 6-Month CD** | 2.00% | 2.01% | $1,000 |
| 12-Month CD | 2.00% | 2.02% | $1,000 |
| 18-Month CD | 2.00% | 2.02% | $1,000 |
| 24-Month CD | 2.00% | 2.02% | $1,000 |
| 30-Month CD | 2.00% | 2.02% | $1,000 |
| 36-Month CD | 3.21% | 3.25% | $1,000 |
| 48-Month CD | 3.06% | 3.10% | $1,000 |
| 60-Month CD | 2.97% | 3.00% | $1,000 |
*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
**6-Month CD is not eligible for Individual Retirement Accounts (IRAs)
Premier Interest Checking
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $4,999.99 | 0.10% | 0.10% |
| $5,000 – $24,999.99 | 0.15% | 0.15% |
| $25,000 and over | 0.20% | 0.20% |
Requires a $25 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
Grow Savings Account
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $2499.99 | 5.13% | 5.25% |
| $2500.00 and over | 0.10% | 0.23 to 5.25% |
*APY = Annual percentage yield. Annual Percentage Yield (APY) is accurate as of 11/14/2024. First Tier: Account balances with $0 to $2499.99 will earn an interest rate of 5.13% and an APY of 5.25%. Second Tier: Account balances of $2,500.00 or more thereafter will earn an interest rate of 0.10% with an APY of 0.23% to 5.25%. GROW Savings Account requires an active consumer checking account. Rate and APY may change after account is opened. Fees may reduce earnings.
First Savings Plus
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $50 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $50 minimum balance is required to avoid $3.00 monthly maintenance service charge.
Premier Money Market
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $24,999.99 | 0.50% | 0.50% |
| $25,000 – $49,999.99 | 0.60% | 0.60% |
| $50,000 – $99,999.99 | 0.75% | 0.75% |
| $100,000 – $249,999.99 | 0.80% | 0.80% |
| $250,000 and over | 1.00% | 1.00% |
Requires a $2,500 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $2,500 minimum balance is required to avoid $10.00 monthly maintenance service charge.
Money Market Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000 – $4,999.997 | 0.10% | 0.10% |
| $5,000 – $9,999.99 | 0.10% | 0.10% |
| $10,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $49,999.99 | 0.15% | 0.15% |
| $50,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.25% | 0.25% |
Requires a $1,000 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
7 - A $1,000 minimum balance is required to avoid maintenance service charge.
Statement Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
Minor Savings Account
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.15% | 0.15% |
Requires a $25 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.
IRA Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.20% | 0.20% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $100 deposit to open.
*APY = Annual Percentage Yield. Rate can change after account is opened. IRS penalty for early withdrawal may apply.
*Fees may reduce earnings.
Business Interest Checking
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $9,999.995 | 0.05% | 0.05% |
| $10,000 and over | 0.10% | 0.10% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
5 - A $100 minimum opening deposit is required. To avoid the monthly service fee, a $2,000 minimum balance is required.
Business Statement Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000+ | 0.15% | 0.15% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $200 minimum opening balance is required and a minimum of $200 thereafter to avoid a monthly service charge.
Business Money Market Savings
| Min. Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $1,000 – $24,999.99 | 0.10% | 0.10% |
| $25,000 – $99,999.99 | 0.15% | 0.15% |
| $100,000 and over | 0.35% | 0.35% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
**A $2500 minimum opening balance is required and a minimum of $2500 thereafter to avoid a monthly service charge.