• Due to recent mask mandates, the following banking centers will be drive-through and appointment only: Blue Ridge, Lee's Summit, North 78th Street, North Kansas City, Raytown, Zona Rosa, and Minnesota Avenue.

Rates

We make it easy to find the best rates because we know you have better things to wrestle with.

Mortgage Rates

  • Payment amount must be paid on a monthly basis. Number of payments vary based on loan terms. 360 payments for 30-year term, 240 payments for 20-year term, 180 payments for 15-year term.
  • Payment does not include taxes and insurance; actual payment obligation may vary, and may include city, county, or other additional fees and costs.
  • Points are upfront fees typically paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000).
  • All loans subject to approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Deposit Rates

Rates accurate as of 7/22/2021 and subject to change without notice.


Certificates of Deposit

Term of Deposit Rate APY* Min. Balance to Earn APY
6-Month CD 0.20% 0.20% $1,000
12-Month CD 0.30% 0.30% $1,000
18-Month CD 0.30% 0.30% $1,000
24-Month CD 0.35% 0.35% $1,000
30-Month CD 0.35% 0.35% $1,000
36-Month CD 0.40% 0.40% $1,000
48-Month CD 0.45% 0.45% $1,000
60-Month CD 0.55% 0.55% $1,000

*APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.

Premier Interest Checking

Balance Rate APY*
$0 – $4,999 0.10% 0.10%
$5,000 - $24,999 0.15% 0.15%
$25,000+ 0.20% 0.20%

*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.

First Savings Plus

Balance Rate APY*
$0 – $999 0.10% 0.10%
$1,000+ 0.20% 0.20%

*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $50 minimum balance is required to avoid $3.00 monthly maintenance service charge.

Premier Money Market

Balance Rate APY*
$0 – $24,999 0.15% 0.15%
$25,000 – $49,999 0.25% 0.25%
$50,000 – $99,999 0.30% 0.30%
$100,000+ 0.35% 0.35%

*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $2,500 minimum balance is required to avoid $10.00 monthly maintenance service charge.

Money Market Savings

Balance Rate APY*
$1,000-$4,9997 0.10% 0.10%
$5,000-$9,999 0.10% 0.10%
$10,000-$24,999 0.10% 0.10%
$25,000-$49,999 0.15% 0.15%
$50,000-$99,999 0.15% 0.15%
$100,000 & over 0.25% 0.25%

* - Annual Percentage Yield. Rate may change after account is opened. Fees can reduce earnings on the account.
7 - A $1,000 minimum balance is required to avoid maintenance service charge.

Statement Savings

Balance Rate APY*
$0-$999 0.10% 0.10%
$1,000 and Over 0.15% 0.15%

* - Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.

A $200 minimum opening balance is required and a minimum balance of $200 thereafter to avoid a monthly service charge.

IRA Savings

Balance Rate APY*
$0-$999 0.20% 0.20%
$1,000 & Over 0.20% 0.20%

*Annual Percentage Yield. Rate is subject to change. IRS penalty for early withdrawal may apply.
*Fees may reduce earnings.

Business Interest Checking

Balance Rate APY*
$0-$9,9995 0.05% 0.05%
$10,000 & Over 0.10% 0.10%

*Fees could reduce earnings on the account and rate can change after account is opened.

5 - A $100 minimum opening deposit is required. To avoid the monthly service fee, a $2,000 minimum balance is required.

Business Statement Savings

Balance Rate APY*
$0 – $999 0.10% 0.10%
$1,000+ 0.15% 0.15%

*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $200 minimum opening balance is required and a minimum of $200 thereafter to avoid a monthly service charge.

Business Money Market Savings

Balance Rate APY*
$0 – $24,999 0.10% 0.10%
$25,000 – $99,999 0.15% 0.15%
$100,000+ 0.35% 0.35%

*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $2500 minimum opening balance is required and a minimum of $2500 thereafter to avoid a monthly service charge.

You are now leaving First Federal Bank of Kansas City

+

Our website/mobile terms, privacy and security policies do not extend to the website or app accessed through this link, and First Federal is not responsible for the content on any third-party website or app. Click "Yes" to leave our website.