Well-earned benefits for military members and veterans
As a service member or veteran, you’re entitled to take advantage of special mortgage options backed by the Veterans Administration. We’ve been a VA lender since 1946, helping veterans buy homes with deserved benefits.
- No down payment required - You can buy a home with no down payment, as long as the sales price does not exceed the home’s appraised value.
- Low closing costs - VA rules limit the amount of closing costs you’re required to pay. Plus, VA rules allow for seller-paid closing costs. We’ll help you understand the eligibility rules.
- No Private Mortgage Insurance - Most low down payment mortgages require Private Mortgage Insurance (PMI), which raises your monthly payment. A VA loan will save you money because PMI isn’t required.
- Reuse VA loan eligibility - You don’t have to be a first-time home buyer and you can reuse your loan benefit to buy or refinance a home.