Fee Schedule

Checking accounts

All checking accounts include monthly electronic statements delivered through Online Banking at no charge. Paper statements sent by mail are available for $3.00 per month. (Paper statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.)

Min. opening balance min. daily balance to avoid fee monthly service fee Free checks
Kasasa Cash® Free Checking $25 N/A $0 N/A
Kasasa Cash-Back® Free Checking $25 N/A $0 N/A
Kasasa Tunes® Free Checking $25 N/A $0 N/A
Money Market Savings $1000 $1000 $5 N/A
DBA/Not for Profit Checking* $100 N/A $0 N/A^
First Business Checking* $100 N/A $0 N/A^
Business Interest Checking* $100 $2000 $12 N/A^

*250 "free" transactions per statement, then $0.25 per item

^Pre-inked endorsement stamp required, minimum $14.00 or actual cost

Savings accounts

All savings accounts include monthly electronic statements delivered through Online Banking at no charge. Paper statements sent by mail are available for $3.00 per month (Paper statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.)

Min. opening balance min. daily balance to avoid fee monthly service fee Withdrawal Limitation
Kasasa® Saver $25 N/A N/A 6 free per account cycle then $1 each^
Statement Savings $200 $200 $3 6 free per account cycle then $1 each^
Pay Yourself First Savings* $25 N/A $3* 6 free per account cycle then $1 each^
Minor Savings (Under age 18) $25 N/A N/A 6 free per account cycle then $1 each^
Business Savings $200 $200 $3 6 free per account cycle then $1 each^

^Withdrawal limitation applies to all types of transactions, except ATM, which are unlimited

*Requires at minimum 1 automated transfer per statement cycle from an FFB checking account in increments of $25 or more. $3.00 monthly service fee waived.

ATM transaction fees

fee
All Transactions at First Federal Bank of Kansas City & MoneyPass™ ATMs Free
Withdrawals* $2.00
Balance Inquiries* $2.00
Card Replacement $7.50
PIN Reissues $5.00
Foreign Country Transactions* up to 1%

*Other ATMs (non-First Federal Bank/MoneyPass™):
May also be subject to other service charges.

Miscellaneous services

Statements

Fee
E-Statement (via Online Banking) Free
Paper Statement (via Mail) $3 per cycle*
Held for pickup at a banking center $7.50 per month

*Paper Statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.

Checks

Fee
Cashier's Checks $5 each
Counter Checks $2 per sheet
Money Orders $2 each
On-Us Check Cashing (non-customers) 1% of check Maximum $10
Return Deposited Item - Charge-Back $10
Return Deposited Item - Re-Clear $11

Coin counting

Fee
First $30 Free
Amounts over $30 10% of amount over $30
Minor Savings Accounts Free

Collections & Copies

Fee
Account (overdrawn closed) $35
Checks, Drafts & Foreign Items $35-$95 (min. + actual costs)
Canadian Checks or Drafts $22
Copy of balance history $1
Copy of check (paid, deposited items) $2
Copy of a statement $5
Copy of a 1098 and/or 1099 $5 (each)
Copy of debit card receipts $15
Other copies $2 minimum
Additional pages over 4 $0.25 per page

Deposit Verification of Payment

Fee
Deposit Verification of Payment $10

Dormant accounts

On accounts with no deposit, withdrawal, or transfer activity for period specified by product.

Fee
Checking accounts - 1 year of no account activity $7.50 per month
Savings accounts - 2 years of no account activity $7.50 per month

Fax

Fee
Fax (in or out - per page) $5

Funds transfers

Fee
Online Banking Free
Telephone (24-hr. automated line) Free
Incoming Wire $15
Outgoing Wire (domestic only) $25

Garnishment & Levy processing

Fee
Garnishment & Levy processing $75

Medallion Signature Guarantee

Fee
Medallion Signature Guarantee $10

Insufficient funds

Overdraft/Returned/Uncollected/Account Closed/ Checks, ACH, Point of Sale, ATM, and Bill Payments

Fee
Item honored (Transaction amount over $5.00) $35
Item returned (Transaction amount over $5.00) $35
Consecutive days overdrawn $5 per day
Overdraft Protection transaction (transfer from an FFB savings account) $10

Loan servicing

Fee
Loan document copies $5 (per request)
Payoff report $15
Verification of mortgage $10
Loan payment returned (NSF) $35

Night Depository

Fee
Locking Depository bag $25
Zipper Depository bag $5
Night Depository key replacement $5

Notary services

Fee
First Federal Customers Free
Non-Customers $2 per signature

Passbook replacement

Fee
Passbook replacement charge $5

Account research

Fee
Per Hour $25
Minimum $5
Abandoned account research $25

Returned Mail & Bad Address

Fee
Return Mail & Bad Address $7.50 per envelope

Safe Deposit Boxes

Only available at Blue Ridge Location 

Fee
3 x 10 $45 (annually)
5 x 10 $65 (annually)
10x10 $105 (annually)
Drilling fee $150
Lost key fee $15
Insufficient funds for annual fee $35

Statement balancing

Fee
Per hour $25
Minimum $5

Stop Payments & Renewals

Fee
Checks $35
Automatic payments (ACH) $35
Bill Payments $35
Money Orders $35

Online Banking

Online Banking is a free service

Fee
Online Bill Payment Free
Funds transfers (between FFB accounts) Free
Check Images (paid checks) Free
E-Statements Free

 

Enter your email address