All checking accounts include monthly electronic statements delivered through Online Banking at no charge. Paper statements sent by mail are available for $3.00 per month. (Paper statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.)
| Min. opening balance | min. daily balance to avoid fee | monthly service fee | Free checks | |
|---|---|---|---|---|
| Kasasa Cash® Free Checking | $25 | N/A | $0 | N/A |
| Kasasa Cash-Back® Free Checking | $25 | N/A | $0 | N/A |
| Kasasa Tunes® Free Checking | $25 | N/A | $0 | N/A |
| Money Market Savings | $1000 | $1000 | $5 | N/A |
| Relationship Money Market Savings** | $1000 | $0 | $0 | N/A |
| Business Money Market Savings^ | $1000 | $1000 | $5 | N/A^ |
| DBA/Not for Profit Checking*^ | $100 | N/A | $0 | N/A^ |
| First Business Checking*^ | $100 | N/A | $0 | N/A^ |
| Business Interest Checking*^ | $100 | $2000 | $12 | N/A^ |
*250 "free" transactions per statement, then $0.25 per item
**You must have an active home loan in good standing that is either owned or serviced by First Federal Bank of Kansas City.
^Pre-inked endorsement stamp required, minimum $14.00 or actual cost
All savings accounts include monthly electronic statements delivered through Online Banking at no charge. Paper statements sent by mail are available for $3.00 per month (Paper statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.)
| Min. opening balance | min. daily balance to avoid fee | monthly service fee | Withdrawal Limitation | |
|---|---|---|---|---|
| Kasasa® Saver | $25 | N/A | N/A | 6 free per account cycle then $1 each^ |
| Statement Savings | $200 | $200 | $3 | 6 free per account cycle then $1 each^ |
| Pay Yourself First Savings* | $25 | N/A | $3* | 6 free per account cycle then $1 each^ |
| Minor Savings (Under age 18) | $25 | N/A | N/A | 6 free per account cycle then $1 each^ |
| Business Savings | $200 | $200 | $3 | 6 free per account cycle then $1 each^ |
^Withdrawal limitation applies to all types of transactions, except ATM, which are unlimited
*Requires at minimum 1 automated transfer per statement cycle from an FFB checking account in increments of $25 or more. $3.00 monthly service fee waived.
| fee | |
|---|---|
| All Transactions at First Federal Bank of Kansas City & MoneyPass™ ATMs | Free |
| Withdrawals* | $2.00 |
| Balance Inquiries* | $2.00 |
| Card Replacement | $7.50 |
| PIN Reissues | $5.00 |
| Foreign Country Transactions* | up to 1% |
*Other ATMs (non-First Federal Bank/MoneyPass™):
May also be subject to other service charges.
| Fee | |
|---|---|
| E-Statement (via Online Banking) | Free |
| Paper Statement (via Mail) | $3 per cycle* |
| Held for pickup at a banking center | $7.50 per month |
*Paper Statement fee waived if you maintain a $400 daily balance in your account, or have a total household deposit balance of $25,000 or more.
| Fee | |
|---|---|
| Cashier's Checks | $5 each |
| Counter Checks | $2 per sheet |
| Money Orders | $2 each |
| On-Us Check Cashing (non-customers) | 1% of check Maximum $10 |
| Return Deposited Item - Charge-Back | $10 |
| Return Deposited Item - Re-Clear | $11 |
| Fee | |
|---|---|
| First $30 | Free |
| Amounts over $30 | 10% of amount over $30 |
| Minor Savings Accounts | Free |
| Fee | |
|---|---|
| Account (overdrawn closed) | $35 |
| Checks, Drafts & Foreign Items | $35-$95 (min. + actual costs) |
| Canadian Checks or Drafts | $22 |
| Copy of balance history | $1 |
| Copy of check (paid, deposited items) | $2 |
| Copy of a statement | $5 |
| Copy of a 1098 and/or 1099 | $5 (each) |
| Copy of debit card receipts | $15 |
| Other copies | $2 minimum |
| Additional pages over 4 | $0.25 per page |
| Fee | |
|---|---|
| Deposit Verification of Payment | $10 |
On accounts with no deposit, withdrawal, or transfer activity for period specified by product.
| Fee | |
|---|---|
| Checking accounts - 1 year of no account activity | $7.50 per month |
| Savings accounts - 2 years of no account activity | $7.50 per month |
| Fee | |
|---|---|
| Fax (in or out - per page) | $5 |
| Fee | |
|---|---|
| Online Banking | Free |
| Telephone (24-hr. automated line) | Free |
| Incoming Wire | $15 |
| Outgoing Wire (domestic only) | $25 |
| Fee | |
|---|---|
| Garnishment & Levy processing | $75 |
| Fee | |
|---|---|
| Medallion Signature Guarantee | $10 |
Overdraft/Returned/Uncollected/Account Closed/ Checks, ACH, Point of Sale, ATM, and Bill Payments
| Fee | |
|---|---|
| Item honored (Transaction amount over $5.00) | $35 |
| Item returned (Transaction amount over $5.00) | $35 |
| Consecutive days overdrawn | $5 per day |
| Overdraft Protection transaction (transfer from an FFB savings account) | $10 |
| Fee | |
|---|---|
| Loan document copies | $5 (per request) |
| Payoff report | $15 |
| Verification of mortgage | $10 |
| Loan payment returned (NSF) | $35 |
| Fee | |
|---|---|
| Locking Depository bag | $25 |
| Zipper Depository bag | $5 |
| Night Depository key replacement | $5 |
| Fee | |
|---|---|
| First Federal Customers | Free |
| Non-Customers | $2 per signature |
| Fee | |
|---|---|
| Passbook replacement charge | $5 |
| Fee | |
|---|---|
| Per Hour | $25 |
| Minimum | $5 |
| Abandoned account research | $25 |
| Fee | |
|---|---|
| Return Mail & Bad Address | $7.50 per envelope |
Only available at Blue Ridge Location
| Fee | |
|---|---|
| 3 x 10 | $45 (annually) |
| 5 x 10 | $65 (annually) |
| 10x10 | $105 (annually) |
| Drilling fee | $150 |
| Lost key fee | $15 |
| Insufficient funds for annual fee | $35 |
| Fee | |
|---|---|
| Per hour | $25 |
| Minimum | $5 |
| Fee | |
|---|---|
| Checks | $35 |
| Automatic payments (ACH) | $35 |
| Bill Payments | $35 |
| Money Orders | $35 |
Online Banking is a free service
| Fee | |
|---|---|
| Online Bill Payment | Free |
| Funds transfers (between FFB accounts) | Free |
| Check Images (paid checks) | Free |
| E-Statements | Free |