Build a home

Apply now

Building your dream home

Overview

Designing and building a home from scratch should be a fulfilling and exciting time. Our Construction Plus loan will help you ensure that dream home becomes a reality without a hitch. 

We will guide you through the process, from the day you break ground to the day you get the keys and move in.

Benefits

  • One-time closing  – The construction loan and home loan are combined, so you save by only paying one set of closing costs. Plus, you might be able to start deducting mortgage interest immediately, so consult your tax adviser.
  • Stress-free building – You and your home builder agree on a home price up-front and we’ll help manage the building expenses for you. 
  • Eliminates rate risk  – You have the peace of mind that comes from locking in a low rate before construction, instead of taking the risk of home loan rates before your home is finished. That’s a smarter option than traditional construction loans.

Apply now

Consider the rate that’s right for you

Fixed

Consider if you… 

  • Plan to stay in the home for 10 years or more
  • Prefer fixed and consistent payments each month

Adjustable

Consider if you… 

  • Might move in the next 10 years
  • Prefer to get a low monthly payment at the start of your loan

Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

We've got your back

We believe everyone should be the boss of borrowing. That’s why we have a team of home loan consultants ready to answer questions and help you navigate the process.

Enter your email address