Building made simple
As a local mutual bank, we’re committed to building a better Kansas City. Our construction financing options give you the flexibility and freedom to build a home to your specifications and design style. Build your dream home and make financing it simple with our team of local construction lending experts.
Experience matters
We're more than a lender. Our team works hand-in-hand with you, helping you evaluate your builder and plans, analyze your project budget, manage your draw schedule, and determine how the project will be funded as construction progresses. Not familiar with some of these steps? No problem — that's why we're here.
Questions? Want to discuss options for financing your home build? We’re here to help!
Talk with our teamWhat type of construction financing is best for me?
Construction to Permanent Loan
Building a traditional home within 50-60 miles of downtown Kansas City? Our Construction to Permanent (CP) loan combines construction financing and a permanent mortgage into one, saving you from multiple closings and locking in your interest rate on a traditional home build.
Learn more about our CP loan
Nationwide Barndominium Financing
Our barndo program is designed exclusively for barndominium-style homes. Whether it’s a dream home for your farm or ranch, a family retreat, or a home + shop combination, the First Federal Barndo Loan Pros have you covered, anywhere in the nation.* Our experienced team will work with you from designing your barndo through securing a competitive fixed-rate loan.
Learn about our barndo program*Excludes Alaska, Hawaii, and New York
Meet our construction lending team
We’re a trusted, local lender, committed to you. With over 50 years of experience and thousands of home builds financed in the Kansas City metro, our team is ready to answer questions and help you navigate the construction process so you can build your dream home. Contact us to get started!
Cody Richardson
Vice President, Construction Loan Officer
NMLS #1310458
Brian Kilkenny
Construction Loan Officer - Barndominium
NMLS #268503
Twilla Clouser
Associate Construction Loan Officer
NMLS #2673924
Proud partners of the builders in our community
As a member of the Home Builders Association of Greater Kansas City since 1948 and a member of the National Association of Home Builders, we are actively engaged with our community to provide a home for all families. Click a logo to learn more about the organizations we belong to or look for a builder, remodeler, or supplier in the greater Kansas City area.
Explore building
Speak with our experts! Our construction lending team can answer questions and help you get started on the journey to building the home of your dreams.
