Improve your home
Discover the right home improvement loan for you
The equity you’ve built in your home can help pay for things like home improvement projects, major purchases, or anything you might need 'just in case.' First Federal Bank of Kansas City offers two options that can help you get the money you need to fund your next big dream.
Home Equity Loan: A fixed rate loan designed to give you cash up front.
Home Equity Line of Credit (HELOC): A line of credit that allows you to take out cash as you need it.
Which option is right for you?
Home Equity Loan
- Cash up front: Get cash as soon as you take out the loan.
- Choose your loan term.
- Fixed-rate: make budgeting easy with predictable payments.
*Subject to credit approval.
Home Equity Line of Credit (HELOC)
- Flexible: Take out only the amount you need, when you need it.
- Pay interest only on the amount you borrow.
- Option to lock in part of your loan with fixed monthly payments.
- Use up to 90% of your home's value.
*Subject to credit approval.
Crunch the numbers
Whether you’re looking to calculate what you can afford or how much you might pay each month, we have the tools to help you dominate the digits.
We've got your back
We believe everyone should be the boss of borrowing. That’s why we have a team of home loan consultants ready to answer questions and help you navigate the process.
