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Kasasa Cash® Free Checking

With Kasasa Cash® free checking, you’ll be rewarded just for doing the things you’re already doing. Plus you’ll have access to all our online and mobile banking tools and refunded ATM fees nationwide^.

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Kasasa Cash Back® Free Checking

Get paid for your everyday spending. That’s right: Kasasa Cash Back free checking rewards you with 2.50% cash back (up to $10) each month when you make purchases with your debit card. And you’ll get refunds on ATM fees nationwide.

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Kasasa Tunes® Free Checking

This account rocks! Kasasa Tunes® refunds you $10 every month on your iTunes, Google Play, and Amazon purchases. And you’ll get a bonus $15 refund for just opening your account. So enjoy your next song, movie or app on us!

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3 account options.
Because choices = awesome.

Kasasa Cash® Kasasa Cash Back® Kasasa Tunes®
Free Checking Yes Yes Yes
2.50% APY Paid on balances up to $25,000 per cycle* Yes
Earn cash back Up to $10 per cycle
Refunds for purchases made on the AppStore, Google Play and Amazon Up to $10 per cycle
Kasasa Saver® available Yes Yes
No minimum balance to earn rewards Yes Yes Yes
Minimum deposit to open $25 $25 $25
No monthly service fees Yes Yes Yes
Free Mobile & Online Banking Yes Yes Yes
Unlimited check writing Yes Yes Yes
ATM fee refunds nationwide Yes Yes Yes
Free instant-issue Debit MasterCard® Yes Yes Yes
Open your Kasasa account today! Open account Open account Open account

Earn rewards for doing the simple banking basics you do already.


That’s it! No catches. No gimmicks. Even if you don't qualify for rewards one month, your Kasasa account is always free!


Get your new card instantly

You'll get your new MasterCard® debit card right when you open your account! It's your money, you should be able to use it on day one with us!

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Mobile & Online Banking

It’s your money, you should control it - no matter where you are. Check account balances, transfer funds, deposit checks, pay bills and more.

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*1 - Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

 

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply.  Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases per Qualification Cycle are conditions of this account.  Enrollment in electronic services (e.g. online banking, electronic statements) and log-ins may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close any Kasasa account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

 

*APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 2.50%-0.66% APY depending on the account’s balance and you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When the associated Kasasa Cash checking account qualifications are not met, ATM fees are not refunded and all balances in your Kasasa Cash account earn 0.05% APY. ATM fee reimbursements will be credited to your Kasasa account on the last day of Statement Cycle. 

**When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements of up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back rewards are paid and ATM fees are not refunded. Cash back rewards and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. 

***When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your First Federal Bank Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases are not refunded. iTunes, Amazon.com, Google Play refunds will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.

‡APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 1.00% and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 1.00%-0.36% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified Interest or cash back payments and ATM fee reimbursements from your linked Kasasa Cash or Cash Back account will be credited to your Kasasa Saver Account on the last day of statement cycle. APYs accurate as of 06/21/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 accounts per social security number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.


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