• Due to county mask mandates, the following banking centers will be drive-through and appointment only: North 78th Street and Minnesota Avenue.
  • Our North Kansas City banking center will be closed on Saturday, November 27. We apologize for the inconvenience. Our other banking locations will be open to serve you.

Checking accounts

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First Free Checking

First Free Checking delivers what you want when it comes to your money – simplicity and no monthly fees. There are no hoops to jump through, either. It's free checking that helps you keep things simple. Because simple stuff rules.

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Premier Interest Checking

You work hard for your money, it should do the same for you. Get the checking account that makes it simple to manage, move, and maximize your money.

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First Free Checking Premier Interest Checking
Earn interest on the money in your checking account. Yes
No minimum account balance required Yes
Minimum deposit to open $25 $25
Free MoneyPass® ATMs nationwide Yes Yes
Free mobile and online banking, including bill pay Yes Yes
Unlimited check writing Yes Yes
Free e-statements Yes Yes
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Mobile & Online Banking

Check account balances, transfer money, deposit checks, pay bills and more. Anytime and from virtually anywhere.

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FFBKC Overdraft Programs

Choose an overdraft program that works for you. Click here to learn more.

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Future you wants you to read this

Future you is pretty smart. So check out the tips and lifehacks future you thinks will make you look smart right now - and in the future. Download the free ebook.

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