*1 - Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases per Qualification Cycle are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ins may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close any Kasasa account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.
*APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 2.50%-0.66% APY depending on the account’s balance and you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When the associated Kasasa Cash checking account qualifications are not met, ATM fees are not refunded and all balances in your Kasasa Cash account earn 0.05% APY. ATM fee reimbursements will be credited to your Kasasa account on the last day of Statement Cycle.
**When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements of up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back rewards are paid and ATM fees are not refunded. Cash back rewards and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply.
***When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your First Federal Bank Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases are not refunded. iTunes, Amazon.com, Google Play refunds will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.
‡APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 1.00% and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 1.00%-0.36% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified Interest or cash back payments and ATM fee reimbursements from your linked Kasasa Cash or Cash Back account will be credited to your Kasasa Saver Account on the last day of statement cycle. APYs accurate as of 06/21/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 accounts per social security number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.
