Minor Savings Account

Open account

A lesson in mastering money


Help your child learn about money with a Minor Savings account. The no maintenance service charge, interest-bearing account lets you move money without hoops.


Earn up to 0.15% APY*

No maintenance service charge

Free e-Statements

  • Earn up to 0.15% APY*
  • Automatic withdrawals and deposits from a First Federal checking account
  • No maintenance service charge (as long as your child is younger than 18)
  • Free e-Statements (Paper statements available by mail for $3 per month)
  • $25 minimum deposit to open

Persons under the age of 18 will be allowed to open a Minor Savings Account that includes another joint owner who is at least 18 years of age and is the minor’s parent, grandparent, guardian or spouse. All parties must provide identification acceptable to First Federal Bank

Open account

Deposit Rates

Rates accurate as of 2/28/2023 and subject to change without notice.

Minimum Balance Rate APY*
$0-$999 0.10% 0.10%
$1,000 and Over 0.15% 0.15%

* - Annual Percentage Yield. Rate can change after account is opened. Fees can reduce earnings on the account.

A $200 minimum opening balance is required and a minimum balance of $200 thereafter to avoid a monthly service charge.

Show your money who's boss.

Do you work for your money or does your money work for you? Find out how you can be master of your money. Get the free ebook.

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