Conventional Loans

It’s easy to get your arms around this one


A conventional loan is typically the most well-known type of mortgage. You have some options with the terms, so you can design a conventional loan that’s right for you.


  • A fixed rate option - do you plan on staying in this home longer than 7 years? Then a fixed rate might be right for you, locking in the rate for the length of the loan.
  • Adjustable rate options - many times you can get a lower rate with an adjustable rate loan. And you can choose the length of time before the loan adjusts.
  • A choice of loan lengths - you can decide the length of loan that’s right for you – usually from 15 to 30 years.

Which loan is right for you?


Consider if you…

  • Plan to stay in the home for 10 years or more
  • Prefer fixed and consistent payments each month


Consider if you…

  • Might move in the next 10 years
  • Prefer to get a low monthly payment at the start of your loan

Become the boss of borrowing.

Money can help us do some pretty awesome things, like buy a house or a car (or a jet pack someday!) Get the Guide.

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Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

We got your back

We believe everyone should be the boss of borrowing. That’s why we have a team of home loan consultants ready to answer questions and help you navigate the process.

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