• Due to county mask mandates, the following banking centers will be drive-through and appointment only: North 78th Street and Minnesota Avenue.
  • Our North Kansas City banking center will be closed on Saturday, November 27. We apologize for the inconvenience. Our other banking locations will be open to serve you.

First Free Checking

Open account

Because simple stuff rules.


Simplicity and no maintenance service charges. It's what you want when it comes to your money. And it's what First Free Checking delivers. You get a Mastercard® debit card, free ATMs nationwide through the MoneyPass® network, and free online and mobile banking. Free never felt so good.


No maintenance service charges.

Free MoneyPass® ATMs nationwide.

Free online and mobile banking.

  • Free Checking
  • Just a $25 deposit to open
  • No minimum account balance required
  • Opening the account also qualifies you for a First Savings Plus account
  • Free MoneyPass® ATMs nationwide
  • Free mobile and online banking, including bill pay and mobile check deposit
  • Free money transfers to others with PopMoney
  • Free e-Statements
  • Unlimited check writing

It's simple and free. Open your First Free Checking account today.

*Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated

The perfect pair for savings

A First Savings Plus account is the perfect companion to your checking account. Your savings can earn interest while you avoid fees without having to jump through hoops.

Start saving

Whip your debt into shape.

Debt shouldn't rule you or your money. Take back control and start to use debt to do awesome things. Download the free ebook.

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