• All Banking Centers are drive-through and by appointment only to ensure the safety of customers and employees.
  • For the latest information from the IRS and Treasury Dept. on economic stimulus payments, visit HERE or HERE.
  • For Coronavirus resources, click HERE. Financial hardship as a result of the Coronavirus? Request help.

First Free Checking

Open account

Because simple stuff rules.


Simplicity and no maintenance service charges. It's what you want when it comes to your money. And it's what First Free Checking delivers. You get a Mastercard® debit card, free ATMs nationwide through the MoneyPass® network, and free online and mobile banking. Free never felt so good.


No maintenance service charges.

Free MoneyPass® ATMs nationwide.

Free online and mobile banking.

  • Free Checking
  • Just a $25 deposit to open
  • No minimum account balance required
  • Opening the account also qualifies you for a First Savings Plus account
  • Free MoneyPass® ATMs nationwide
  • Free mobile and online banking, including bill pay and mobile check deposit
  • Free money transfers to others with PopMoney
  • Free e-Statements
  • Unlimited check writing

It's simple and free. Open your First Free Checking account today.

*Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated

The perfect pair for savings

A First Savings Plus account is the perfect companion to your checking account. Your savings can earn interest while you avoid fees without having to jump through hoops.

Start saving

Show your money who's boss.

Do you work for your money or does your money work for you? Find out how you can be master of your money. Get the free ebook.

You are now leaving First Federal Bank of Kansas City


Our website/mobile terms, privacy and security policies do not extend to the website or app accessed through this link, and First Federal is not responsible for the content on any third-party website or app. Click "Yes" to leave our website.