Member FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Banking for good in Kansas City since 1934

We’re proud to be a financial institution that supports our community, helping people build a better financial future. As the largest mutually owned bank in the Midwest, we’re committed to helping people save, promoting homeownership and giving back to the communities we serve. Join us today.

Our impact in the community

Mutual banks (like us) are true community banks. We don't have owners or stockholders, and our profits are reinvested back into the bank and the communities we serve. Having us as your neighbor and bank is a good thing.

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Your financial health comes first

At First Federal Bank of Kansas City, we’re committed to helping you reach your financial goals. Explore our collection of helpful articles and tools, or connect with one of our friendly Universal Bankers to discover solutions tailored to your unique needs. We’re here to help you every step of the way.

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How much can I afford for a home?

Thinking about buying a home? Our mortgage calculator can help you determine your price range based on a payment that fits your budget.

Use the calculator >>

How can I improve my credit?

Higher credit can help you get a loan or secure a lower rate. This article outlines ways to build your credit — without using a credit card.

Read the article >>

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Nationwide Barndominium Financing

Whether it’s a dream home for your farm or ranch, a family retreat, or a home+shop combination, the First Federal Bank of Kansas City Barndo Loan Pros have you covered with financing nationwide*. Our experienced team will work with you from designing your barndo through securing a competitive fixed-rate loan.

Explore our program
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The equity in your home belongs to you

Tackle home improvements you've always wanted, consolidate debt, or access the finances for whatever makes you happy with the equity you've built in your home. It's easy and affordable with a home equity line of credit.

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Building local businesses

Stronger communities start with stronger businesses. Our commercial lending options are built with your business in mind. When business owners like you choose First Federal, you get big bank protection with community bank connection.

Get business solutions
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Your money, anytime, anywhere

With online banking and our mobile app, you have convenient access to your accounts and a suite of powerful financial tools, including mobile deposit, budgeting, credit monitoring, and more.

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We are proud to be a financial institution that supports families, businesses and the community—helping people build a better financial future.

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