First Savings Plus
It's the simple way to see your savings grow.
Overview
With a First Savings Plus account, you get rewarded with a higher interest rate just for having a First Federal Bank checking account. It's the simple way to boost your savings and avoid fees without having to jump through hoops. And since it hooks up with your First Federal checking, transferring money into your savings is simple, too. Simple is awesome.
Benefits
Earn interest.
Avoid fees
Easily transfer money between accounts
- Get rewarded with a higher interest rate – available exclusively to First Federal Bank checking accountholders
- Earn more the more you save
- Just a $50 deposit to open
- No maintenance service charge when you keep a $50 daily balance in your account**
- Linking to your First Federal Bank checking gives you access to your money through Free MoneyPass® ATMs nationwide
- Free mobile and online banking
- Free e-Statements
Do more with your money. Open your First Savings Plus account today.
Deposit Rates
Rates accurate as of 5/24/2025 and subject to change without notice.
| Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $999.99 | 0.10% | 0.10% |
| $1,000 and over | 0.20% | 0.20% |
Requires a $50 deposit to open.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
**A $50 minimum balance is required to avoid $3.00 monthly maintenance service charge.
First Free Checking - because simple stuff rules
First Free Checking is the perfect partner for your First Savings Plus account because it delivers what you want when it comes to your money – simplicity and no fees. There are no hoops to jump through, either. It's free checking that helps you keep things simple.
Confidence + Freedom = Epic
Yep, that's the power of being emergency-proof. Ready to get started? Download the free ebook.
