FHA Loans

You + Home ownership = Awesome.


Looking for a loan that doesn’t require a large down payment? A Federal Housing Administration (FHA) mortgage is backed by the federal government, so you’ll enjoy lower down payment requirements.


  • Low down payment - Because your loan is backed by the federal government, you aren’t required to make a large down payment. You might be able to put down as little as 3.5% in cash.
  • Flexible loan term - You may choose between a 15 or 30 year term, depending on what payment suits you best.

Get pre-approved

Which loan is right for you?


Consider if you…

  • Plan to stay in the home for 10 years or more
  • Prefer fixed and consistent payments each month


Consider if you…

  • Might move in the next 10 years
  • Prefer to get a low monthly payment at the start of your loan

Become the boss of borrowing.

Money can help us do some pretty awesome things, like buy a house or a car (or a jet pack someday!) Get the Guide.

Graphic: Red arrow pointed left
Excited smiling man putting two thumbs up
Excited smiling man putting two thumbs up

Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

We got your back

We believe everyone should be the boss of borrowing. That’s why we have a team of home loan consultants ready to answer questions and help you navigate the process.

You are now leaving First Federal Bank of Kansas City


Our website/mobile terms, privacy and security policies do not extend to the website or app accessed through this link, and First Federal is not responsible for the content on any third-party website or app. Click "Yes" to leave our website.