• Due to recent mask mandates, the following banking centers will be drive-through and appointment only: Blue Ridge, Lee's Summit, North 78th Street, North Kansas City, Raytown, Zona Rosa, and Minnesota Avenue.

FHA Loans

You + Home ownership = Awesome.


Looking for a loan that doesn’t require a large down payment and gives you the choice of a fixed or adjustable interest rate? A Federal Housing Administration (FHA) mortgage is backed by the federal government, so you’ll enjoy lower down payment requirements and the option to pick the rate program that’s right for you.


  • Pick the right interest rate - You’ll get the choice between a fixed interest rate over the life of the loan or a rate that adjusts with the market.
  • Low down payment - Because your loan is backed by the federal government, you aren’t required to make a large down payment. You might be able to put down as little as 3.5% in cash.
  • Flexible loan term - Pick the loan term that’s best for your situation. 15, 20 or 30-year mortgages are typically what homebuyers look for.

Get pre-approved

Which loan is right for you?


Consider if you…

  • Plan to stay in the home for 10 years or more
  • Prefer fixed and consistent payments each month


Consider if you…

  • Might move in the next 10 years
  • Prefer to get a low monthly payment at the start of your loan

Become the boss of borrowing.

Money can help us do some pretty awesome things, like buy a house or a car (or a jet pack someday!) Get the Guide.

Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

We got your back

We believe everyone should be the boss of borrowing. That’s why we have a team of home loan consultants ready to answer questions and help you navigate the process.

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