FHA Loans

You + Home ownership = Awesome.

Overview

Looking for a loan that doesn’t require a large down payment and gives you the choice of a fixed or adjustable interest rate? A Federal Housing Administration (FHA) mortgage is backed by the federal government, so you’ll enjoy lower down payment requirements and the option to pick the rate program that’s right for you.

Benefits

• Pick the right interest rate - You’ll get the choice between a fixed interest rate over the life of the loan or a rate that adjusts with the market.
  
• Low down payment - Because your loan is backed by the federal government, you aren’t required to make a large down payment. You might be able to put down as little as 3.5% in cash.
  
• Flexible loan term - Pick the loan term that’s best for your situation. 15, 20 or 30-year mortgages are typically what homebuyers look for.
  

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