Overdraft Programs

Hey, nobody’s perfect.

Overview

A small budgeting mistake can turn an “I’m good” to an “Oh no!” But our optional overdraft programs can make sure that mistake doesn’t snowball into something bigger, eliminating the worry of a declined debit card purchase, check or ATM withdrawal.

Courtesy Overdraft Coverage Program

At our discretion, we may authorize any overdrawn transaction. However, a fee may be assessed for each transaction that overdraws your account. For complete details, see our Overdraft Coverage Programs disclosures.

Savings Overdraft Protection

Let your money have your back. Link your First Federal checking and savings accounts, allowing the money to get moved over to cover your purchase. For complete details, see our Overdraft Coverage Programs disclosures.

Opt In for Overdraft

To opt in for either program, please call us at (816) 245-4225 or send us an email digitalbanking@ffbkc.com.

Avoiding overdrafts

How can we make sure we’ve always got enough to cover our spending? Here are a few sure-fire ways.

• Track your spending - Keep track of your account balance by logging into digital banking or by calling our First Info Line at (888) 781-4092.
• Transfer funds - Move funds from your First Federal accounts using digital banking or by calling our 24-hour First Info Line at (888) 781-4092.