Kasasa Cash Back® Free Checking

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Put some cash back in your pocket


Kasasa Cash Back® free checking pays you to shop. Seriously. With Kasasa Cash Back®, you’ll earn 2.50% cash back (up to $10) each qualification cycle when you make purchases with your debit card. We’ll also refund your ATM fees. So go shopping - your wallet will thank you later.


2.50% cash back each month (up to $10)

Refunds on ATM fees

This is true free checking! No monthly fees.

  • Free checking account
  • 2.50% cash back on debit card purchases
  • Refunds on ATM fees nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • Link to Kasasa Saver® account to build savings automatically
  • Free mobile and online banking, including bill pay
  • Transfer money to others with PopMoney
  • Free e-Statements
  • Free MasterCard® debit card with chip security
  • Optional overdraft protection available
  • Unlimited check writing
  • $25 minimum deposit to open

Earn rewards for doing the simple banking basics you do already.

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That’s it! No catches. No gimmicks.

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See how much you'll earn

National Average



Estimated earnings for 12 months


First Federal Bank of KC

Cashback (up to $10 a month)


Estimated earnings for 12 months


The perfect pair for savings

A Kasasa Saver® account is the perfect companion to your checking account. It will help you put money aside for all those dreams around the corner.

Start saving

Confidence + Freedom = Epic

Yep, that's the power of being emergency-proof. Ready to get started? Download the free ebook.

*When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during the Qualification Cycle. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements of up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back rewards are paid and ATM fees are not refunded. Cash back rewards and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply. $25.00 minimum deposit is required to open the account.

Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases per Qualification Cycle are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ins may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close any Kasasa account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

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