Privacy Policy

What does First Federal Bank of Kansas City do with your personal information?

Revised 02/23

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Payment history
  • Credit scores
  • Overdraft history
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Federal Bank of Kansas City chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does First Federal Bank of Kansas City share? Can you limit this sharing?
For our everyday business purposes* Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

*Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Questions?

Call 816-245-4225 or contact us online.

Who we are

Who is providing this notice?

First Federal Bank of Kansas City

What we do

How does First Federal Bank of Kansas City protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We use other physical & procedural safeguards to protect information and limit access to employees for whom access is appropriate

How does First Federal Bank of Kansas City collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or
  • Pay your bills
  • Apply for financing
  • Give us your contact information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law give you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First Federal Bank of Kansas City has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First Federal Bank of Kansas City does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies that provide marketing services on our behalf and other financial services providers with which we have joint marketing agreements.

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