To open a joint account, you’ll need:
We can provide you with starter checks for $2, or we can provide you with a direct deposit form. Check with your employer or government agency to see which method they would prefer.
An overdraft or bounced checks happen when you write a check, make an automatic debit or debit card purchase when there is not enough money in your account to cover the cost.
If you have Courtesy Overdraft Protection and a transaction of $1.00 or more would overdraw your account, we may authorize the transaction for a $35 service charge per transaction. The most you could be charged in one day is $210 for up to 6 transactions.
You can opt-out of Courtesy Overdraft Protection for debit and ATM transactions at any time. This means you will not be able to make debit card purchases or ATM withdrawals that would overdraw your account. However, you may still be charged overdraft service fees if you write a checks and there is not enough money in your account to cover them.