To open a joint account, you’ll need:
You can save time by having your payroll or government check automatically deposited into your First Federal checking account. Check with your employer or government agency to sign up for this service.
An overdraft or bounced checks happen when you write a check, make an automatic debit or debit card purchase when there is not enough money in your account to cover the cost.
If you have Courtesy Overdraft Protection and a transaction of $1.00 or more would overdraw your account, we may authorize the transaction for a $35 service charge per transaction. The most you could be charged in one day is $210 for up to 6 transactions.
You can opt-out of Courtesy Overdraft Protection for debit and ATM transactions at any time. This means you will not be able to make debit card purchases or ATM withdrawals that would overdraw your account. However, you may still be charged overdraft service fees if you write a checks and there is not enough money in your account to cover them.