Checking

FAQ

First Federal offers a variety of checking accounts, including:

  • Kasasa Cash
  • Kasasa Cash Back
  • Kasasa Tunes
  • First Business Checking
  • Business Interest Checking

You can start the application for a First Federal account. Or stop by any of our convenient locations.


To open an account, you’ll need:

  • Your driver’s license number
  • Your Social Security number
  • Joint account owner’s information (if applicable)

To open a joint account, you’ll need: 

  • Your driver’s license number
  • Your Social Security number
  • Joint account owner’s license number
  • Joint account owner’s Social Security number

You can write a check from another account to open your First Federal Bank account or deposit cash. 

There is no limit on how much you can deposit in your account.

Your account number appears as the second group of numbers printed on the bottom of your checks.

You can save time by having your payroll or government check automatically deposited into your First Federal checking account. Check with your employer or government agency to sign up for this service.

Contact your employer or the payer of the direct deposit to adjust your direct deposit amount.

An overdraft or bounced checks happen when you write a check, make an automatic debit or debit card purchase when there is not enough money in your account to cover the cost. 

If you have Courtesy Overdraft Protection and a transaction of $1.00 or more would overdraw your account, we may authorize the transaction for a $35 service charge per transaction. The most you could be charged in one day is $210 for up to 6 transactions.

You can opt-out of Courtesy Overdraft Protection for debit and ATM transactions at any time. This means you will not be able to make debit card purchases or ATM withdrawals that would overdraw your account. However, you may still be charged overdraft service fees if you write a checks and there is not enough money in your account to cover them.


 

Enter your email address