Borrowing

We have the know-how you need to be the boss of borrowing and improve your situation.

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Are you paying too much for that car?

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5 mortgage tips to help you prepare for a loan

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What is your credit report and is it really important?

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How to evaluate mortgage loan estimates

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How do personal loans work?

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Library

What type of student financial aid do I qualify for?
What type of student financial aid do I qualify for?

If you need student loans for higher education, the Free Application for Federal Student Aid is a great place to start. The FAFSA opens each year on October 1 and must be submitted by June 30, but many states and institutions have earlier deadlines for …

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How can I remove PMI from my home loan?
How can I remove PMI from my home loan?

What is PMI and how can I remove it from my loan? The Homeowners Protection Act gives you the right to request private mortgage insurance cancellation when you’ve paid down your loan to 80% or less of the original value. Lenders are required to remove …

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Top 4 reasons to refinance your auto loan
Top 4 reasons to refinance your auto loan

By refinancing a car loan, you’re taking on a new loan to pay off your existing one and secure new terms. These terms typically are a benefit to you, like a lower interest rate or a different repayment period, that may save you money.

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7-step guide to a smooth mortgage process for first time home buyers
7-step guide to a smooth mortgage process for first time home buyers

Purchasing a home is a huge commitment, from house hunting to setting a budget to finding a loan officer. Start with our 7-step guide for a smooth mortgage loan process as a first time home buyer.

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Is a personal loan the best choice for my finances?
Is a personal loan the best choice for my finances?

Personal loans are a convenient way to consolidate debt or pay for major purchases, like a wedding or unexpected medical bills. Compare the pros and cons of this unsecured financing to decide if a personal loan is the best choice for you.

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6 financial changes to avoid when buying a home
6 financial changes to avoid when buying a home

Buying a home? Even the slightest change in your financial portfolio can have an impact on your loan approval. Find out the 6 pieces of financial history you should be prepared to discuss with your mortgage lender when your application is under review.

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How to use a construction to permanent loan to build your dream home
How to use a construction to permanent loan to build your dream home

A construction to permanent loan accomplishes two goals in one; it covers both the costs of construction as well as the permanent mortgage. Other benefits include one set of closing costs, rate lock and a draw period.

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5 benefits of a home equity line of credit (HELOC)
5 benefits of a home equity line of credit (HELOC)

A home equity line of credit, or HELOC, is a secured line of credit with lower interest rates and flexible repayment terms, but your home is used as collateral. Learn more about the benefits of a HELOC to decide if it’s right for you.

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Tools & Resources

Mortgage Calculator
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