Business Checking Accounts
Bank the way you do business. Our Business Checking accounts are designed with the features and flexibility that fit your financial needs.
Business Checking
A simple, powerful solution for business owners looking for a basic business account with no monthly service charges.
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Business Interest Checking
Earn interest each month with an account designed for businesses looking to make their money work for them.
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Analyzed Accounts
Keep clarity and control over your transactions. Account analysis is designed to support businesses with complex banking needs.
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Business Checking
Our Business Checking account is designed to support the businesses in our community. Keep finances simple without sacrificing benefits so you can run your business with ease.
- $100 opening balance requirement. No minimum balance thereafter.
- 250 free transactions per statement ($0.25 per transaction after that)
- Free digital banking with a robust suite of tools and features
- Free electronic statements
- Free business MasterCard® debit card with chip security
To open a business account, contact us or visit one of our branches.
Business Interest Checking
Business Interest Checking pays you interest each month, just for doing the things you’re already doing. Plus, you’ll get access to all the online banking tools you're already accustomed to — no matter where business takes you.
- $100 minimum deposit to open. $2,000 minimum daily balance required thereafter to avoid a monthly service charge.
- Monthly service charged waived with a $2,000 minimum daily balance
- Earn competitive interest
- 250 free transactions per statement ($0.25 per item after that)
- Free digital banking with a robust suite of tools and features
- Free electronic statements
- Free MasterCard® debit card with chip security
| Minimum balance to earn APY | Interest Rate | APY |
|---|---|---|
| $0 – $999.995 | 0.05% | 0.05% |
| $1,000 – $2,499.99 | 0.05% | 0.05% |
| $2,500 – $4,999.99 | 0.05% | 0.05% |
| $5,000 – $9,999.99 | 0.05% | 0.05% |
| $10,000 and over | 0.10% | 0.10% |
*APY = Annual percentage yield. Rate can change after account is opened. Fees may reduce earnings in account.
5 - A $100 minimum opening deposit is required. To avoid the monthly service charge, a $2,000 minimum balance is required.
To open a business account, contact us or visit one of our branches.
Analyzed Accounts
Keeping track of fees and charges can get complicated. Enhanced Account Analysis can provide a clear, consolidated view of all your banking activity, so you’ll see exactly what you’re paying for each service and manage costs more effectively.
Analyzed accounts is a service that can be added to any of our business accounts.
Features and benefits:
- Use an earnings credit based on the account balance, to offset banking fees
- Breaks down costs by service, so you feel in control not in the dark
- Get one consolidated, clear statement that includes:
- Balances across multiple business accounts
- Service charges (e.g., wire transfers, ACH, check processing)
- Earnings credit allowance (ECR) – an offset to service fees based on balances
- Fees waived vs. fees charged
- Account activity metrics (volume of transactions, cash handling, etc.)
- Clarity and control – No more mystery around bank fees
- Aggregates data across multiple business accounts, empowering you to make smart financial decisions
- Helps identify high-cost services or inefficiencies and make informed decisions about banking structure or cash management
To open a business account, contact us or visit one of our branches.
Account comparison
No matter the size of your business, we have a checking account that fits your needs.
| Business Checking | Business Interest Checking | |
|---|---|---|
| Minimum deposit to open | $100 | $100 |
| Minimum daily balance | None | $2,000 to avoid monthly fee |
| Free transactions per statement | 250 ($0.25 afterwards) | 250 ($0.25 afterwards) |
| Free online banking | ✓ | ✓ |
| Free electronic statements | ✓ | ✓ |
| Free business MasterCard® debit card | ✓ | ✓ |
| Earn interest on your balance | ✓ | |
| Manage with Analyzed Accounts | ✓ | ✓ |
View our Service Fee Schedule
Business savings accounts
Boost your business potential with a business savings account.
Pair your business checking account with a business savings account to maximize your earnings and keep your cash working where it matters most.
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Digital banking for business
Streamline your business finances with powerful digital tools.
Access the full power of digital banking for your business. All business checking accounts include powerful tools to help you move money, monitor activity, and stay in control.
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