Digital Services for Business

Make fast, secure payments on-demand with ACH origination. ACH payments can be made anytime, anywhere, and can even help reduce fees.

Features:

• Direct Deposit
• Automated Payment Scheduling
• Real-Time Payment Tracking
• Data Encryption and Security
• Batch Processing
• Regulatory Compliance

Benefits:

• Improved Efficiency: Automates payment processing, reducing the time spent on manual tasks like check writing and delivery.
• Cost Savings: Reduces the need for paper checks, postage, and check printing, leading to direct cost savings for businesses.
• Faster Payments: Employees, vendors, and other recipients receive payments more quickly, often within 1-2 business days, enhancing cash flow and eliminating delays.
• Convenience: Payments can be made anytime, anywhere, without the need for physical checks.
• Security and Reliability: ACH is a secure and reliable payment method, with built-in encryption and fraud prevention measures

Protect your business with Positive Pay. This powerful tool automatically spots payments that don’t match what you’ve issued, so you can catch anything suspicious before it goes through.

Features:

• Check Matching System
• ACH Positive Pay (ACH Filter/Block)
• Exception Reporting
• Real-Time Alerts & Online Review
• Batch Upload Capability
• Daily Reconciliation Support
• Audit Trail & Reporting
• User Permission Controls

Benefits:

• Peace of Mind: Know that every check and ACH payment is verified before money leaves the account.
• Protection from Fraud: Stop altered, counterfeit, or unauthorized transactions before they become losses.
• Build Trust with Vendors and Employees: Payments are secure and consistent, enhancing your reputation for professionalism and reliability.
• Strengthen Internal Control: Adds a layer of accountability and oversight to your payment process.

Deposit checks securely from your office or even on the go—saving you time and eliminating trips to the bank. With funds typically available within one business day, you can improve your cash flow and keep your business moving.

Features:

• Check Scanning: Captures high-quality images of checks using a scanner or mobile device.
• Encryption & Security: Ensures secure data transmission with encryption and SSL protocols.
• Web/Mobile Interface: User-friendly platforms for uploading, tracking, and managing deposits.
• Check Validation: Automatic validation of check amounts.
• Error Detection: Automatically detects image quality issues and duplicates.
• Compliance: Adheres to regulations like the Check 21 Act and PCI-DSS for secure transactions.

Benefits:

• Improved Cash Flow: RDC speeds up check processing, providing faster access to funds.
• Time Savings: Eliminates trips to the bank, allowing businesses to focus on other tasks.
• Convenience: Deposits can be made 24/7 from any location.
• Security: Check images are encrypted, reducing fraud and loss risks.
• Cost Savings: Reduces travel, administrative costs, and human error.

Simplify your cash management with powerful transfer tools.

Easily schedule one-time, automatic, or recurring transfers between your accounts or external ones — and pay bills, send money, or organize funds with confidence.

Learn how to set up transfers in digital banking for businesses.

Send one-time payments or schedule recurring bill payments online for free.

Learn how to pay bills in digital banking for businesses.