Loans
Loans
What types of loans does First Federal offer?
We offer a wide variety of loans for people looking to borrow for a home, home improvements and vehicles. For more detailed information on each type of loan, click below.
What types of interest rates does First Federal offer?
We have some of the most competitive interest rates. Because rates change often, please check our Rates page for the most up-to-date information.
Who can I call if I have a question about First Federal’s loans?
We’re happy to answer any questions you may have about borrowing. You can reach us by phone at 816-245-4203 from 9 a.m.-4:30 p.m., Monday through Friday.
What do I need to have to apply for a loan?
Each loan carries specific requirements, so talk with a loan consultant to understand what’s required and what documents and information you’ll need to have.
Who can qualify for a loan with First Federal?
Anyone can apply for a loan with First Federal. Each loan carries specific requirements, so talk with a loan consultant to understand what’s required.
Do I need to have a bank account with First Federal to get a loan?
No, you don’t need a bank account with First Federal to get a loan. However, we do offer rate deductions on unsecured home improvement loans and auto loans to reward our customers.
How can I make my loan payment online?
You can make loan payments online through our online portal. Also, you can sign up for automatic loan payments.
Can I schedule a loan payment each month to automatically deduct from my account?
Yes, you can schedule a loan payment each month. It will automatically deduct the loan payment amount from your account monthly. Download our Automatic Loan Payment Authorization and follow the instructions.
Can I see when my next loan payment is due?
Yes. You can log in to Online Banking to see when your next loan payment is due. Click here to enroll for Online Banking.
If you have a mortgage outside of Missouri or Kansas that is serviced by First Federal Bank, please call us at (816) 245-4203, 9 a.m. to 4:30 p.m. Mon.-Fri. for assistance.