Treasury Management
Optimize your cash flow with enhanced financial decision-making for your operations and investments. Our team of professionals is here to help you turn financial insight into lasting impact.
Sweep accounts
Gain efficiency and peace of mind with a sweep account. Automate transfers of funds to maximize earnings or reduce expenses.
Automates Cash Management
Reduces manual transfers and improves efficiency
Maximizes Interest
Excess cash earns interest instead of sitting idle
Prevents Overdrafts
Ensures funds are available when needed
ICS
Insured Cash Sweep (ICS) service is a smart, secure, and convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits, earn a return, and enjoy flexibility.
- Preserve full FDIC insurance on deposits exceeding $250,000 as excess funds are automatically distributed across a trusted network of banks.
- Keep your funds fully accessible, with the convenience and liquidity of a traditional account.
- Choose the account that fits your needs—First Federal offers multiple account options eligible for ICS.
- Learn more about ICS
CDARS
By leveraging CDARS®, you can access multi-million-dollar FDIC insurance on CD investments.
- Access multi-million-dollar FDIC insurance on large deposits by placing funds into CDs issued across a network of participating banks.
- Enjoy the security of a fixed rate and the simplicity of working with just one bank and one statement.
- Choose the CD term that aligns with your goals—First Federal offers flexible options through CDARS.
- Learn more about CDARS
Target Balance Accounts & Zero Balance Accounts
Minimize risk by sweeping funds in or out of an account. Keeps your cash central instead of spread throughout multiple accounts.
- Target Balance Accounts (TBAs) set a target balance for sweeping funds in or out of account. In a Zero Balance Account (ZBA), the target is set to zero.
- Minimize risk by ensuring cash is never idle.
- Empowerment with Control - get visibility and control over cash without micromanaging every day
- Prevent missed payments and penalties
- Includes overdraft protection
- Idle cash optimization
View our Service Fee Schedule
More treasury management services
Our accounts include a robust digital banking interface, which integrates seamlessly with tools like QuickBooks, and Autobooks, giving you complete control and clear insight into your financial activities.
View our accounts
Access the full power of digital banking for your business. All business accounts include powerful tools to help you move money, monitor activity, and stay in control. See which of our business accounts is right for you.
Business checking accounts
Start smart with a business checking account designed for everyday transactions, streamlined cash flow, and easy access when you need it.
Learn More
Business savings accounts
Boost your business potential with a business savings account to maximize your earnings and keep your cash working where it matters most.
Learn More
Business CDs
With competitive rates and flexible term lengths tailored to your business needs, a business CD can be an integral part of your financial strategy.
Learn More
