Business Lending
Secure the financing you need to grow, equip, or expand your business—backed by a trusted community lender that understands your goals.
Commercial Real Estate
Acquire real estate that fits your purposes, backed by a trusted financial institution with decades of lending experience.
Commercial real estate loan types:
- Owner occupied — Purchase or refinance commercial real estate where your business will occupy at least 51% of the building’s space.
- Non-owner occupied — Purchase or refinance property where your business occupies less than 50% of the space, and rental income from tenants is the primary source of repayment.
- Construction — Finance the construction of a new commercial property, whether for your own business use or to rent out.
What information will I need to provide to obtain a CRE loan?
To get started, please gather the information listed below and complete the form at the bottom of this page. One of our loan officers will then reach out to you to discuss next steps and request the supporting documents listed below. Having these items ready will help us move your application forward as smoothly and efficiently as possible.
- 3 years of personal and/or corporate tax returns
- Personal financial statement
- YTD company prepared financials
- Annual budget/cash flow projections
- Rent roll
- TTM P&L statement
- Property insurance info
- Recent capital improvements
Commercial and Industrial (C&I) Loans
Access flexible Commercial and Industrial financing to purchase essential equipment or vehicles or draw funds as needed to keep your business agile and in control.
Features:
- Flexible terms tailored to fit with cash flow needs
- Fixed or variable interest rates available
- Can be used for a wide range of equipment types, from vehicles to heavy machinery to certain office technology
Or obtain funds for several business purposes, such as:
- Working capital
- Financing for big purchases
- Payroll
- Manage cash flow and other items
What information will I need to provide to obtain a C&I loan?
To get started, please gather the information listed below and complete the form at the bottom of this page. One of our loan officers will then reach out to you to discuss next steps and request the supporting documents listed below. Having these items ready will help us move your application forward as smoothly and efficiently as possible.
- 3 years of personal and/or corporate tax returns
- Personal financial statement
- YTD company prepared financials
- Annual budget/cash flow projections
- Aged AR and AP
- Detail schedule on debt financing
What documentation is required?
Thank you for your interest in banking with First Federal Bank of Kansas City. Whether you're just starting out or expanding your business, we’re here to help you find the right financial solutions.
Being prepared will help ensure a smooth onboarding experience. Before you get started, gather your documents based on your business structure. Choose your business type from the list below to view the documents you will need.
Once you're ready, fill out the form below and a member of our team will follow up to walk you through the next steps.
Sole Proprietorship
- Business License (if applicable)
- Federal Tax Identification Number (TIN) Letter (if using an EIN)
- Driver's License and Social Security Number of Owner and Authorized Signers
Limited Partnership and Limited Liability Partnership
- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License (if required in your county)
- Partnership Agreement (listing all partners)
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Registration of Limited Liability Partnership (for LLPs only)
- Certificate of Limited Partnership (for LPs only)
General Partnership
- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License (if required in your county)
- Partnership Agreement (listing all partners)
Limited Liability Company
- Federal Tax Identification Number (TIN) Letter (if using an EIN) (single owner LLCs using a SSN do not need a TIN letter)
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License (if required in your county)
- Filed Articles of Organization
- Operating Agreement and any amendments (not applicable to single owner LLC)
- Certificate of Existence (if 12 months or older) (within the last 30 days)
S-Corporation
- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Owners and Authorized Signers
- Business License (if required in your county)
- Filed Articles of Incorporation
- Bylaws
- Certificate of Existence (if 12 months or older) (within the last 30 days)
- Minutes from last Board Meeting
Incorporated Organization or Association
- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Business Owners/Shareholders, and Authorized Signers
- Filed Articles of Organization or Charter
- Bylaws
- Certificate of Existence (if 12 months or older) (within the last 30 days)
Unincorporated Organization or Association
- Federal Tax Identification Number (TIN) Letter
- Driver's License and Social Security Number of all Shareholders and Authorized Signers
- Business License (if required in your county)
- Bylaws
- Charter
- Minutes from last Board Meeting (showing where officers were elected)
If your business is tax exempt, you must also present your determination or affirmation letter from the IRS confirming your tax-exempt status.
Let's get started!
Fill out the information below and we'll reach out to you soon.
