Business CDs
Plan for long-term success with a business CD. With competitive rates and flexible term lengths tailored to your business needs, a business CD can be an integral part of your financial strategy.
Term lengths that work for you
Choose a fixed term that fits your goals — from 6 months to 5 years — and lock in a competitive rate for the entire period.
No fees
No monthly maintenance service charge lets you keep the money you earn.
Automatic Renewal Options
Continue earning interest by setting up your CD to auto-renew when its term is up.
Insured Safety
Rest easy knowing your money is protected by the FDIC for deposits of up to $250,000.* For deposits of over $250,000, check out our CDARS program.
To open a business account, contact us or visit one of our branches.
Deposit Rates
Rates accurate as of 8/18/2025 and subject to change without notice.
| Terms of deposit | Interest rates | APY** | Min. balance to earn APY |
|---|---|---|---|
| 6-Month CD | 2.00% | 2.01% | $1,000 |
| 12-Month CD | 2.00% | 2.02% | $1,000 |
| 18-Month CD | 2.00% | 2.02% | $1,000 |
| 24-Month CD | 2.00% | 2.02% | $1,000 |
| 6-Month CD | 2.00% | 2.02% | $1,000 |
| 36-Month CD | 3.21% | 3.25% | $1,000 |
| 48-Month CD*** | 3.06% | 3.10% | $1,000 |
| 60-Month CD*** | 2.97% | 3.00% | $1,000 |
*FDIC insurance coverage amount can be determined using the FDIC's Electronic Deposit Insurance Estimator (EDIE)
**APY = Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
***CDARS not available for 48 or 60-month CDs
Crunch the numbers
Which CD is right for you? Calculate your potential earnings based on the time, interest rate, and amount you put in.
