Cozy up to your big dreams this fall
Need to renovate, cover large expenses, or tidy up debt this fall? Keep cozy knowing our low-rate Home Equity Line of Credit (HELOC) can help you take care of it all.
Stay Cozy and Confident with a Low-Rate HELOC
Your home has more to offer than comfort. With a Home Equity Line of Credit (HELOC), you can borrow against the equity you’ve built at a rate that’s almost three times lower than the average credit card**. It’s a smart, affordable way to fund home upgrades, pay off debt, or make your next big dream happen.
Flexibility to borrow only the amount you need when you need it
Interest-only payments on the amount you borrow during the draw period
The option to lock in part of your loan with fixed monthly payments
How a HELOC can help warm up your dreams
Your home's equity can help you pay for:
- Home improvement projects
- Consolidating debt
- College tuition
- Taking your dream vacation
- Making that big purchase
- Building wealth
- Anything you’d like!
Questions? Talk to us — no obligation, no pressure!
"Patrick was very detailed in explaining all aspects of the HELOC loan to me. He answered all my questions and made sure I understood everything about this loan."
-Linda H.
"Patrick was helpful with answering any questions and handled things quickly. I felt comfortable addressing any concerns we had with him and couldn’t be happier with the outcome."
Brittainy M.
"Patrick was very helpful at helping me figure out the type of loan that would work best for me. Easy to communicate with and responds in a timely manner."
-Scott S.
*Introductory APR of 6.00% is valid for maximum combined loan-to-value (CLTV) of 70% and is fixed for 12 months following account opening date. After the introductory period, the APR will vary for the remaining life of the loan based on the CLTV, which as of 9/19/2025, ranged from 8.25% to 9.50%. Rate offer of 8.25% is based upon a CLTV of 70% or less. The APR will not exceed 15%. There is a minimum loan amount of $10,000 and a maximum CLTV of 90%. Subject to credit approval. Rates are subject to change without notice. Fees range between $200 and $2,000. All loans subject to credit approval. Rates and terms may vary.
**LendingTree average calculated credit card rate is 24.35% as of August 6, 2025.