You + Home ownership = Awesome.

An FHA loan with First Federal has a fixed or adjustable interest rate and a low down payment – which can make it appealing for many first time homebuyers.

Benefits

  • Low down payment - Because your loan is backed by the federal government, you aren’t required to make a large down payment. You might be able to put down as little as 3.5% in cash.
  • Flexible loan term - You can decide the length of loan that’s right for you.

Which loan is right for you?

Fixed

Consider if you…

  • Plan to stay in the home for 7 years or more
  • Prefer fixed and consistent payments each month


Adjustable

Consider if you…

  • Might move in the next 7 years
  • Prefer to get a low monthly payment at the start of your loan


Become the boss of borrowing.

Money can help us do some pretty awesome things, like buy a house or a car (or a jet pack someday!) Get the Guide.

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Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

We are proud to be a financial institution that supports families, businesses and the community—helping people build a better financial future.

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