Banking Center Update: Our banking centers will be closed on Monday, February 16 for Presidents' Day. We'll resume normal operations on Tuesday, February 17. You can still access and manage your accounts at any time through Digital Banking!

Bienvenido a su hogar

Helping individuals and families achieve the blessings of homeownership is at the core of our mission at First Federal Bank. We’re proud to offer this mortgage program for non-resident aliens with individual tax IDs (ITIN) to purchase or refinance single-family or townhouse/duplex properties in the Greater Kansas City area!

Program Details

  • Fixed-rate loan with various term options
  • Minimum 620 FICO score
  • Minimum down payment as low as 10.01%*
  • Can use gift funds or down payment assistance
  • Maximum loan amount of $484,350
  • $500 credit at closing when you open a First Federal checking or savings account
  • Purchase - You do not need to be a first-time homebuyer
  • Refinance - Up to 80% LTV for rate and term, 70% LTV for cash-out


*All loans subject to credit approval. Certain restrictions may apply.

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