Hometown Heroes Loan Program

We have your back, because you protect ours


We believe those who serve, protect and educate deserve to be celebrated for making our communities a better place to live and prosper. Our Hometown Heroes* mortgage loan program features discounts and flexibility to help your family find a peaceful retreat to call home. We have numerous financing options and the program is available in all 50 states, so you can choose a location that will best serve your family's future!

Rewards for you

  • Flexible financing options - Conventional, VA, FHA and USDA eligibility
  • Lower upfront fees - $500 credit at closing
  • Discounted interest rate - 0.125% lower than First Federal Bank’s established rate
  • Available in all 50 states

*Eligible borrowers must be currently employed as a firefighter, EMT, paramedic, nurse, teacher or law enforcement officer at the time of application and closing. Applies to purchases, refinances, and cash-out refinances of owner occupied primary residences. Subject to credit approval. Rates, terms, and conditions subject to change.

Crunch the numbers

Whether you’re looking to calculate how much home you can afford or how much you might pay each month, we have the tools to help you dominate the digits.

Get started

Let's get started

We are proud to support and help our heroes make homeownership a reality.

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