Expanding homeownership possibilities for all

Our Better Together Home Loan Program offers borrowers the opportunity to buy or refinance a home in low-to-moderate-income census tracts in the greater Kansas City area with a one-time grant of up to $2,500 toward their down payment or closing costs*. The program is designed for first-time buyers purchasing an owner-occupied home in a low- to moderate-income area and requires completion of approved homebuyer education. Funds are available on a first-come, first-served basis.

Program Details

  • Owner-occupied, single-family properties only
  • No minimum loan amount
  • One-time grant of up to $2,500 for closing costs or down payment assistance
  • Minimum down payment as low as 3%**
  • First-time homebuyers must complete a HUD-approved homebuyer education program offered by a local housing organization
  • This loan can be stacked with other eligible loan programs.
customer service

Have questions about our Better Together Loan Program? Our experienced mortgage lenders will guide you through the process, explain your options, and answer your questions along the way.

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*Subject to availability. Available in the Kansas City MSA only. Subject to income/location restrictions. All loans subject to credit approval.
**Certain restrictions apply.

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If you have questions about the Better Together Home Loan Program or the homebuying process, we're here to guide you on the journey to homeownership.

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