GROW Savings Account
Saving is easier with First Federal Bank of Kansas City's high-yield GROW Savings Account. Feel the pride of saving when you earn interest while you save.
You want to save. Let's make it happen!
Saving is rewarded with our high-yield GROW Savings Account. That's because you earn 5.00% APY* for balances up to $2,499.99. If saving money has felt out of reach, knowing your money is earning a great rate in your account can be the jump start you need to create great saving habits. Get started now and watch your savings GROW.
| Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $2,499.99 | 4.89% | 5.00% |
| $2,500 and over | 0.10% | 0.22 to 5.00% |
Requires a $25 deposit to open. Account requires an active consumer checking account.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
Rates accurate as of 12/28/2025 and subject to change without notice.
Deposit Rates
| Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|
| $0 – $2,499.99 | 4.89% | 5.00% |
| $2,500 and over | 0.10% | 0.22 to 5.00% |
Requires a $25 deposit to open. Account requires an active consumer checking account.
*APY = Annual percentage yield. Rate and APY may change any time after account is opened. Fees may reduce earnings in account.
Rates accurate as of 12/28/2025 and subject to change without notice.
Requires a $25 deposit to open.
*APY = Annual percentage yield. Annual Percentage Yield (APY) is accurate as of 9/22/2025. First Tier: Account balances with $0 to $2499.99 will earn an interest rate of 4.89% and an APY of 5.00%. Second Tier: Account balances of $2,500.00 or more thereafter will earn an interest rate of 0.10% with an APY of 0.22% to 5.00%. GROW Savings Account requires an active consumer checking account. Rate and APY may change after account is opened. Fees may reduce earnings.
How can a high-yield GROW Savings Account help me?
Account Details
- Only $25 deposit to open
- No minimum account balance required
- Earn interest to boost your savings balance
- Eligible for automatic transfer from any FFBKC checking account
- No maintenance fees
- Linking to your First Federal Bank checking gives you access to your money through free MoneyPass® and Allpoint® ATMs nationwide
- Free mobile and online banking
- Free e-Statements
- An active checking account is required to open a GROW Savings Account
- Limited to one GROW Savings Account per tax reporting account owner
What is a high-yield savings account?
(And how can It help me save?)
