First Federal Debit Cards
Never be without a way to pay
Wherever life takes you, your First Federal debit card makes paying simple and secure. Use it in stores, online, or add it to your mobile wallet for tap-to-pay convenience.
Convenient
The latest chip technology for quicker, more secure transactions
Secure
ID Theft Protection, online monitoring, resolution services, lost wallet assistance, and more!
Available
First Federal debit cards have an extended expiration period of 5 years
Pay on-the-go with mobile wallet
Add your First Federal debit card to Apple Pay®, Google Pay™, Samsung Pay®, and other popular mobile wallets. Mobile wallets keep your information secure and make checkout as easy as tap, pay, done. If you have any questions, check out 3 reasons to pay with a digital wallet or contact us today.
Prefer having your card in your wallet?
Your physical debit card is just as convenient and its security features give you a peace of mind with every transaction. Go "cashless" and look for the contactless symbol wherever you shop!
Step 1: Look for the contactless symbol
Look for this symbol at any payment terminal to determine if it accepts touchless payments.
Step 2: Tap your card on the payment terminal
Either tap your card, or wave within 1-2 inches of the terminal, when you’re ready to pay.
Step 3: Follow instructions on screen
You may be asked to sign or enter your PIN to complete the transaction.
Step 4: Complete your purchase
Once you hear a beep or see a green light, you’re good to go!
YOU are 100% in control when you use your FFBKC debit card.
With your First Federal debit card, you stay in control of your money. There are no interest charges and no hidden fees, just a simple way to pay for your everyday purchases. It’s an easy way to track your spending, manage your budget, and stay debt-free.
Know the facts about debit and credit:
The average credit card interest rate has risen to 24% in 2025?1
People are more likely to spend more when using credit cards as compared to debit cards, thanks to the ease of “impulse buys.”2
Studies show the “swipe now, pay later” mindset when using credit cards leads to overspending. Learn more in this article from Yahoo Finance on why debit is the smarter alternative.
Only 52% of credit card holders pay off their balance each month.3 Don’t get trapped in the high interest payment cycle!
Debit cards offer the same security protections as credit cards, plus the added safety of a PIN and real-time balance tracking.
Debit cards are trending up: More consumers are choosing debit over credit for security, simplicity, and debt-free spending.4
Don't have a First Federal debit card? Open an account or contact us to get yours today!
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*Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Apple and Apple Pay® are registered trademarks of Apple Inc. Google Pay™ is a trademark of Google LLC.
1 Source: https://www.investopedia.com, 2 Source: https://upgradedpoints.com, 3 Source: https://www.federalreserve.gov, 4 Source: https://www.spglobal.com
