Earn $300 when you open a First Free Checking Promo Account*
Eligible for new checking account customers only. To begin, simply complete these actions:
- Open a First Free Checking Promo Account
- Enroll in online banking
- Receive qualifying direct deposits totaling $500 or more
- Use your debit card at least 10 times within 60 days
- Keep your account active and in good standing for at least 60 days
$300 Plus a Whole Lot More
$300 is just the beginning! With a First Free Checking Promo Account you can enjoy simple banking, everyday benefits, and no maintenance service charges, all while feeling confident you're banking with a local bank that puts your needs first. It's what you want when it comes to your money.
No maintenance service charges.
Free MoneyPass® and Allpoint® ATMs nationwide
Get paid up to two days early!**
Don't miss out on high-yield savings!
Pair your First Free Checking Promo Account with a high-yield GROW Savings Account and start saving today.
Feel the pride of saving when you earn interest while you save. After you open your First Free Checking Promo Account, simply select the option to add a GROW Savings Account. You could even kick-start your savings with the $300 earned from your new First Free Checking Promo Account!
*You will receive a bonus of $300.00 if the following conditions are met within 60 calendar days of account opening. (limited to one $300.00 bonus per individual receiving the offer)
- A new First Free Checking Promo Account must be opened during the promotional period. The minimum opening deposit is $25.00. (For other important terms of our Deposit Accounts, please refer to the Terms & Conditions of Your Account and Limits and Fees disclosures provided at account opening.) • This offer is for new consumer checking account customers only. Existing consumer customers with loans, savings or business accounts are eligible. You are not eligible for this offer if you are a current First Federal Bank consumer checking account primary or joint owner, or if you closed a First Federal Bank consumer checking account after January 1, 2025, or had accounts closed with a negative balance within the last three years.
- You must enroll in online banking.
- You must receive at least one single direct deposit in the new account of $500.00 or more or multiple deposits totaling $500.00 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. • You must have at least ten (10) Debit Card transactions at point-of-sale terminals that post and settle.
- The new account must remain active for at least 60 days and remain in good standing.
After you have successfully completed all of the qualifying requirements, between 61- and 80-days following account opening, the $300.00 bonus will be credited to your checking account. The bonus amount will be reported as interest on an IRS Form 1099-INT or Form 1042-S if applicable.
**Early availability of funds is not guaranteed and may vary from deposit to deposit. Whether we make deposits early is subject to receiving deposit information from the depositor, possible limitations on the amount of the deposit, and possible fraud prevention screening.