Hometown Heroes Loan Program
Our Hometown Heroes mortgage loan program offers special home financing benefits for teachers, nurses, and first responders*
For those who make our communities stronger
We believe those who serve, protect, and educate deserve to be celebrated for making our communities a better place to live and prosper. Our Hometown Heroes mortgage loan program is built especially for teachers, nurses, and first responders.* It features a special interest rate discount and down payment assistance. With availability in all 50 states and options for first-time homebuyers, as well as FHA and VA eligible borrowers, the Hometown Heroes loan program helps those who make a difference find a place to call home.
Lower Upfront Fees
Get a $500 credit at closing
Savings for Our Heroes
Lock in a 0.125% interest rate discount*
Flexible Financing Options
Available in all 50 states for purchases and refinances, and is eligible for Conventional, VA, and FHA loans.
Get Pre-Certified
Unlike standard pre-approval letters, our Pre-Certified Homebuyer Letter shows sellers your financing has been thoroughly reviewed, reducing delays and last-minute issues.
Let’s get started
We're proud to help our heroes make homeownership a reality. Contact us today and we'll help you get started and answer any questions you might have.
How much house can I afford?
Use the lower interest rate available through our Hometown Heroes Loan to calculate how much home you can afford or how much you might pay each month.
Crunch the numbers
Enrico is one of the most responsive representatives I have had the pleasure of working with. He was always pleasant, answered my questions thoroughly and in a timely manner. Made me feel a valuable asset to the organization and process.
DeAnna J H
Veronica is wonderful. Her expertise was super helpful. Communication was great and the process was smooth.
Alma D B R
Gwen communicated every step of the way through the transaction. She was always responsive and answered all questions which helped keep the buyer on track.
Sharonne M
I had a fantastic experience working with Christy on my refinance. She was incredibly communicative every step of the way, always making sure I understood the process and felt confident in each decision.
Michael H
Frequently asked questions
Who is eligible for the Hometown Heroes Loan Program?
Eligible borrowers must be currently employed as a firefighter, EMT, paramedic, nurse, teacher or law enforcement officer at the time of application and closing.
What locations are eligible for the Hometown Heroes Loan Program?
The Hometown Heroes Loan Program is available in all 50 states!
What is the interest rate for the Hometown Heroes Loan Program?
The Hometown Heroes Loan Program allows you to lock in a 0.125% interest rate discount*. To find our current rates, visit our rates page.
Is there a minimum credit score to apply for the Hometown Heroes Loan Program?
Yes. All applicants listed on the loan application must have a minimum 620 credit score to qualify.
Do I need to take a class for the Hometown Heroes Loan Program?
No, there is no class required to qualify for this program.
*Eligible borrowers must be currently employed as a firefighter, EMT, paramedic, nurse, teacher or law enforcement officer at the time of application and closing. Applies to purchases, refinances, and cash-out refinances of owner occupied primary residences. Subject to credit approval. Rates, terms, and conditions subject to change.