Get Free Kasasa Cash Checking at First Federal Bank of Kansas City

Free Kasasa Cash® Checking

  • Earn high interest: 2.50% APY on balances up to $25,000
  • Refunds on ATM fees
  • No monthly service fee
Free Kasasa Cash® checking is our way of thanking you for banking with us — earn a high 2.50% APY* and refunds on your ATM fees, nationwide.* All it takes to earn rewards is doing easy banking basics that you’re probably already doing! Do you Kasasa?®


  • Free checking that pays high interest
  • 2.50% APY* on balances up to $25,000
  • 2.50% to 0.66% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free E-Statements
  • Free MasterCard Debit Card
  • Unlimited check writing
  • $25 minimum deposit to open

It's Easy to Earn Rewards - Here's How.

Just meet some simple qualifications. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

Have at least 12 debit card purchases post and settle
Be enrolled and receive e-Statement notice
Be enrolled and log in to Online Banking or Mobile Banking

That's it! Even if you don’t meet your qualifications during a month, you’ll still earn our base interest rate and your account is still free. Plus, you can get right back to earning your full rewards the very next month!

 *APY = Annual Percentage Yield. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive APY of 2.50%; and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.66% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified When the associated Kasasa Cash checking account qualifications are not met, ATM fees are not refunded and all balances in your Kasasa Cash account earn 0.05% APY. ATM fee reimbursements will be credited to your Kasasa account on the last day of Statement Cycle. $25.00 minimum deposit is required to open the account.

Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ins and other requirements apply.  Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases per Qualification Cycle are conditions of this account.  Enrollment in electronic services (e.g. online banking, electronic statements) and log-ins may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close any Kasasa account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

Privacy & Security|Fee Schedule|Site Map|Website Accessibility Statement

Blue Ridge Banking & Home Loan Center Banking & Home Loan Center/Corporate Office Grandview Banking Center Johnson County Home Loan Center Lee's Summit Banking & Home Loan Center Noland Road Banking Center North Kansas City Banking Center Prairie View/Zona Rosa Banking & Home Loan Center Raytown Banking Center