Checking Accounts
Having the right checking account at the right bank is the First Step to greater financial
success. You'll find a range of options available at First Federal Bank designed to help individuals and families become more financially successful.
Compare your options below and Apply for your New Checking Account today!
All Personal Checking Accounts include these features for FREE:
Personal Checking Account Options
First Step Checking
A Great Account for Everyone!
FREE with E-Statements*
First Interest Checking
Earn interest on your checking balance
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Earns interest | Check out our Current Rates
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The $6 monthly service charge is waived with a monthly Direct Deposit, or a minimum monthly balance of just $400
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No per check charge
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Unlimited check writing
Elite Interest Checking
An Exclusive Account for our Loan Customers, and Customers Age 50 or Better
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Earns interest | Check out our Current Rates
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Free First Box of Checks (designated style)
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No minimum balance
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No per check charge
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Receive an additional .05% on any new or renewing First Federal Bank CD!**

Performance Plus
Enjoy the convenience of a full-featured account with higher-yield interest like a Money Market account
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Earns interest | Check out our Current Rates
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No per check charge
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Unlimited check writing
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Easy-to-balance monthly statement
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Check safekeeping or images of cancelled checks available
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$10 monthly service charge waived with a balance of $2,500 or more
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ATM/Debit card available
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Free Bill payment/ Online Banking
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Receive an additional .05% on any new or renewing First Federal Bank CD!**
*E-Statements delivered through online banking at no charge. Paper
statements sent by mail are available for $3.00 per month. Businesses,
not-for-profit organizations and corporations do not qualify for the
account types listed above. Bank rules and regulations apply. Minimum
opening deposit for First Step, First Interest and Elite Interest
accounts is only $25. Minimum opening deposit for Performance Plus is
$2500.
**Available at customer's request.
Business Checking Account Options
First Business Checking
An account for those interested in saving on monthly service charges

Business Interest Checking
An account for those interested in earning interest
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Earns First Interest Account Rates | Check out our Current Rates
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Monthly charge of $12 waived with minimum balance of just $2,000
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250 Free transactions per statement, then $0.25 per item

Customer purchases checks. Offer good on business accounts only;
business, not-for-profit organizations and corporate accounts qualify
for these plans. Bank rules and regulations apply. Minimum opening
deposit is only $100. Ask us for details.