Unlock financial flexibility with a convenient personal loan! Our unsecured personal loan is not tied to property, like a home or car, and funds are available almost instantly so you don’t have to wait to chase your goals.
Check your rate in minutes without affecting your credit score1
Choose a loan amount and term to fit your budget
Access funds in as little as 1 business day2
A personal loan is money borrowed from a lender that you pay back in monthly installments for a set term length, and the funds can be used for a variety of reasons. A First Federal personal loan is unsecured, meaning there is no requirement for the loan to be backed by property or other collateral.
When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we will perform another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
First Federal Bank encourages all persons to apply. Loans are subject to credit approval. The Equal Credit Opportunity Act makes it illegal for a creditor to discriminate in any aspect of a credit transaction on the basis of certain characteristics (e.g., race, color, religion, or sex).
If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. Loans used to fund education related expenses are subject to a 3-business-day wait period between loan acceptance and funding in accordance with federal law.
Use our calculator to estimate how much you’ll pay back over the life of your loan.
Our lending team is here to help you achieve your financial goals. Let us know what questions you have to get started.
¹ When you check your rate, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you accept your rate and proceed with your application, we will perform another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.
² If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. Loans used to fund education related expenses are subject to a 3-business-day wait period between loan acceptance and funding in accordance with federal law.
*Rates and terms may vary. All loans subject to credit approval.