Kyle Rau

NMLS 777419

Your home mortgage solutions

Buying the right home needs the best financing options. Whether it's your first home or third, we have a loan for you.

A conventional loan is typically the most well-known type of mortgage. You have options between fixed- and adjustable-rates and terms, so you can design a conventional loan that works for you.

Looking for a loan that doesn’t require a large down payment and gives you the choice of a fixed or adjustable interest rate? A Federal Housing Administration (FHA) mortgage is backed by the federal government, so you’ll enjoy lower down payment requirements and the option to pick the rate program that’s right for you.

As a service member or veteran, you’re entitled to take advantage of special mortgage options backed by the Veterans Administration. We’ve been a VA lender since 1946, helping veterans buy homes with deserved benefits.

Our unique physician loan program brings helps medical professionals* purchase a home. With fewer restrictions and less upfront fees, you can achieve home ownership even before your first day on the job!

My Commitment to You

When it comes to mortgages, you will not find better service in this business than my team and I strive to provide. It is my goal to make each guest a client for life.

I would welcome the opportunity to help you refinance, buy or build your dream home.

I have more than 15 years' experience helping clients with individually tailored mortgage plans to help them achieve a wide range of financial goals.

From first-time homebuyers to those preparing for retirement and beyond, I will help you make smart mortgage decisions with Conventional loans, FHA/VA, Jumbo, USDA and even down payment assistance options. I enjoy teaching my clients about their options, the loan process and what to expect. I handle and oversee every aspect of the process from the initial application to the closing day.

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