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CDs, Checking & Savings Rates

Effective 11/21/17- 12/14/17

Helping you grow your savings is part of our mission of helping you become more financially successful.

Check out our rates on a wide range of short and long-term savings options available to you and visit a banking center near you today to open your new CD, Savings or Money Market account!

Term of Deposit
Interest Rate
Annual
Percentage
Yield (APY)

Minimum
Balance to
Earn APY*

       
6 Month CD ^
0.25%
0.25%
$1,000

 

 

12 Month CD

0.45%
0.45%
$1,000
       
       
Special -
18 Month CD
.95%
1.05%
1.50%§
.95%
1.05%
1.51%§
$1,000
$10,000
$50,000
 § - Requires at least $25,000 in new money to the bank to qualify for the 1.51% Rate Tier. Otherwise $50,000 or more earns 1.15% APY.
   
       
24 Month CD 0.55%
0.55%
$1,000
       
30 Month CD
0.65%
0.65%
0.65%
0.65%
0.65%
0.65%
$1,000
$10,000
$50,000
       
Special -
36 Month CD
0.70%
0.70%
2.00%§
0.70%
0.70%
2.02%§
$1,000
$10,000
$50,000
 § - Requires at least $25,000 in new money to the bank to qualify for the 2.00% Rate Tier. Otherwise $50,000 or more earns 0.70% APY.

48 Month CD 0.80%
0.80%
$1,000
       
Special -
60 Month CD
1.00%
1.00%
2.25%§
1.00%
1.00%
2.27%§
$1,000
$10,000
$50,000
  § - Requires at least $25,000 in new money to the bank to qualify for the 2.25% Rate Tier. Otherwise $50,000 or more earns 1.00% APY.

Regular Savings*** 0.10%
0.15%
0.10%
0.15%
$0-$999
$1,000 or more
       
 IRA Savings*  0.25%
0.75%
0.25%
0.75%
 $0-$999
$1,000 or more

Substantial interest penalty for withdrawal prior to maturity.

~Money Market Saving - APY's (Annual Percentage Yields):

Minimum Balance to earn APY* Rate APY*
$1,000-$4,999 0.10% 0.10%
$5,000-$9,999 0.10% 0.10%
$10,000-$24,999 0.10% 0.10%
$25,000-$49,999 0.15% 0.15%
$50,000-$99,999 0.15% 0.15%
$100,000 & over 0.50%  0.50% 
$1,000 Minimum    
     

~Kasasa® Saver‡

Minimum Balance to earn APY* Rate APY*
 $0-$25,000 1.00% 1.00% 
$25,000.01 and over 0.20% 1.00% - .036%
Non-qualified  0.05% 0.05%

   
     

~Kasasa® Cash Checking‡

   
Minimum Balance to earn APY* Rate APY* 
$0 - $25,000 2.47%  2.50%
$25,000.01 and over 0.20% 2.50% - 0.66% 
Non-qualified 0.05% 0.05% 
No minimum balance. Requires $25 opening deposit.  
     
     

~Business Interest Checking

   
 Minimum Balance to earn APY* Rate APY*
$0-$999 0.05%  0.05% 
$1,000-$2,499  0.05%  0.05% 
$2,500-$4,999 0.05%  0.05% 
$5,000-$9,999  0.05%  0.05% 
$10,000 and over  0.10%  0.10% 
$2,000 minimum balance to avoid $12.00 monthly service charge. Requires a $100 opening deposit.    

 



*Fees could reduce earnings on the account and rate can change after account opening. See a First Federal Representative for further information or call our First INFO LINE at (888) 781-4092.
**Rate adjusted quarterly during term of CD and compounds quarterly.


‡Must
meet qualifiers to earn higher rate tier.

^ Not available for IRA accounts.

***Yield for comparison only--assumes rate and balance remain at current rate. Rate can change after account is opened. Minimum balance to avoid $3.00 monthly fee is $200.

~Fees could reduce earnings on the account and rate can change after account is opened. Substantial interest penalty for Withdrawal prior to maturity.

Rates and fees are subject to change without notice.

© 2017 FIRST FEDERAL BANK of KANSAS CITY
P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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