Mortgage Application Checklist

This is a list of the most common documents needed for all mortgage applications. Depending on the type of loan you are applying for, you may need to provide documents that are not on this list.

Talk to a Home Loan Consultant today about the information we will need to make the mortgage process as smooth as possible for you.


Items Needed at Loan Application:

  1. 30 days full paycheck stubs (year to-date) *Also, keep any new ones you receive until your home loan closes aka last 3-5 paystubs, depending on pay period

  2. Last 2 years of W-2 statements from all employers or 1099s

  3. Personal and/or business tax returns for past 2 tax years (all pages, including any schedules and 1040’s) *Last 3 tax years for the MHDC loan program

  4. Most recent bank statements on all accounts (all pages) for the past 60 days aka last 2 months

  5. Copy of most recent monthly or quarterly retirement account statements (if planning to use towards down-payment and/or closing costs).

  6. Copy of all Bankruptcy Discharge papers & list of creditors (if applicable)

  7. Copy of Settlement Statement if you have sold your home (if applicable)

  8. Child support information (if applicable)

  9. Copy of signed Real Estate Contract, if you are buying a home

Items Needed for VA Loans:

  1. Original Certificate of Eligibility with full eligibility

  2. Copy of form DD 214

  3. Nearest living relative information

Apply Online Today!

We make it easy to start your mortgage application at First Federal Bank. Begin the process by completing an Online Mortgage Application today. We look forward to helping you achieve your home ownership goals at First Federal Bank!

Apply online today for a mortgage with First Federal Bank

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P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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