First Federal Bank of Kansas City has been helping home buyers since 1934.

Adjustable-Rate Mortgage (ARM)


These increasingly popular ARMs—also called 3/1, 5/1 or 7/1—can offer the best of both worlds: lower interest rates (like ARMs) and a fixed payment for a longer period of time than most adjustable rate loans.

For example, a "5/1 loan" has a set monthly payment and interest for the first five years and then turns into a traditional adjustable-rate loan, based on then-current rates for the remaining 25 years. It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.

Get mortgage rates online from First Federal Bank of Kansas City


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P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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