First Federal Bank Fee Schedule

Effective October 10, 2016

Fees are non-refundable, except in cases of bank error or fraud. Visit the banking center nearest you for details.

CHECKING ACCOUNTS:
All checking accounts include monthly electronic statements delivered through Internet Banking at no charge. Paper statements sent by mail are available for $3.00 per month.
  Minimum Opening Balance Min. Daily Balance to Avoid Fee Monthly Service Fee Free Checks
Kasasa Cash® Free Checking $25 N/A $0 N/A
Kasasa Cash-Back® Free Checking $25 N/A $0 N/A
Kasasa Tunes® Free Checking $25 N/A $0 N/A
Money Market Savings $1,000 $0 - $999 $5 N/A
  $1,000+ $0
First Choice™ DBA/Not for Profit Checking $100 N/A $0 N/A ^
*500 "free" transactions per statement, then $.25 per item
First Business Checking $100 N/A $0 N/A ^
*250 "free" transactions per statement, then $.25 per item
 Business Interest Checking  $100  $2,000  $12 N/A ^
 ^ Pre-inked endorsement stamp required, minimum $14.00 or actual cost

SAVINGS ACCOUNTS:
All savings accounts include monthly electronic statements delivered through Internet Banking at no charge. Paper statements sent by mail are available for $3.00 per month.
  Minimum Opening Balance Min. Daily Balance to Avoid Fee Monthly Service Fee Withdrawal Limitation
Statement Savings $200 $200 $3 ^ 6 Free per account cycle then $1 each
Pay Yourself First Savings $25* N/A $3
Minors Account
(under age 18)
$25 N/A N/A
^Withdrawal limitation applies to all types of transactions, except ATM, which are unlimited
*Requires at minimum 1 automated transfer (per statement cycle) from a FFB checking to savings account in increments of $25 or more. $3 monthly service fee waived.

ATM TRANSACTION FEES:
First Federal ATM, MoneyPass Free
Other ATMs (non-First Federal Bank/MoneyPass):
(May also be subject to other bank service charges)
Withdrawals $2.00
Balance Inquiries $2.00
Card Replacement $7.50
PIN Reissues $5.00
Foreign Country Transactions up to 1%

MISCELLANEOUS SERVICES:
Statements:
E-Statement (via Internet Banking) Free
Paper Statement (via mail) $3 per cycle
Check Printing (Fee depends on style of check)
On-Us Check Cashing (non-customers) 1% of check Maximum $10
Alien Media Reject Fee $5 per check
Coin Sorting and Counting:
  First $30 Free
  Amounts over $30 10% of amt. over $30
  Minor Accounts Free
Collections:
  Account (overdrawn closed) $35
  Checks, Drafts & Foreign Items $35 to $95
  Canadian checks or drafts $22
  Coupons Not accepted
Copies:
  Balance History $1
  Check (Paid, Deposited) $2
  Statement $5
  1098 and/or 1099 $5 (each)
  Debit Card receipts $15
  Other $2 minimum
  Additional pages over 4 $0.25 per page
Counter Check (per sheet)   $2
Cashier Checks   $5 each
Deposit Verification of Payment   $10
Dormant Fee on accounts with no deposit, withdrawal or transfer activity for period specified by product:
  Checking - 1 year $7.50 per month
  Savings - 2 years $7.50 per month
Fax (in or out - per page)   $5
Funds Transfers:
  Internet Banking Free
  Telephone (24-hr. automated line) Free
  Incoming Wire $15
  Outgoing Wire $25
Garnishment/Levy Processing   $75
Guaranteed Signature   $10
Insufficient Funds/Overdraft/Returned/Uncollected/Account Closed/ Checks, ACH, Point of Sale, ATM, and Bill Payments
  Item Honored (Over $5.00) $35
  Item Returned (Over $5.00) $35
  Consecutive Days Overdrawn $5 per day
  Overdraft Protection Transaction
(transfer from a First Federal Savings Account)
$10
Loan Servicing Fees:
  Loan Document Copies $5 (per request)
  Faxed Payoff Report $15
  Verification of Mortgage $10 
Money Orders   $2
Night Deposit:
  Locking Depository Bag $25
  Zipper Depository Bag $5
  Night Depository Key Replacement $5
Notary Services
(Free to First Federal Customers)
  $2 per signature
Passbook/CD Replacement Charge   $5
Research:
  Per Hour $25
  Minimum $5
  Abandoned Account Research $25
Returned Deposited Item:
  Charge-Back $10
  Reclear $11
Return Mail/Bad Address   $7.50 per envelope
Safe Deposit Box Fees: (Only available at Blue Ridge location)
  Annual Box Rental Fees  
  3 x 10 $45
  5 x 10 $65
  10x10 $105
  Drilling Fee $150 minimum
  Lost Key Fee $15
  Insufficient Funds for Annual Fee $35 
Statement Balancing:
  Per Hour $25
  Minimum $5
Statement - Hold for Pick-Up
(Request for no mail)
  $7.50 per month
Stop Payments and Renewals Checks, ACH, Bill payments, Money Orders $35
Internet Banking   Free
  Electronic Bill Payment Free
  Funds Transfers (between First Federal Accounts) Free
  Check Images (Paid checks) Free
  E-Statements Free

© 2017 FIRST FEDERAL BANK of KANSAS CITY
P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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