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Savings Accounts

Savings is the bedrock of financial prosperity. That's why we offer a wide range of options to help you save for what you want — and what life brings your way!

Free Kasasa Saver®

Make saving effortless with this account that connects to your Free Kasasa Cash or Kasasa Cash Back Checking.

With free Kasasa Saver, it's easy to save. It connects to your Free Kasasa Cash or Kasasa Cash Back Checking account to make saving effortless.

Simply earn rewards in Kasasa Cash or Kasasa Cash Back, and watch your savings grow as those earnings transfer into your Kasasa Saver automatically. Your Kasasa Saver also earns up to 1.00%APY!*


  • Free account that builds your savings automatically
  • Linked to Free Kasasa Cash or Kasasa Cash Back Checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $25,000
  • 1.00% to 0.36% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met on Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online / Mobile Banking
  • Free E-Statements
  • $25 minimum deposit to open

It's Easy to Earn Rewards — Here's How

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, simply do the following activities and transaction in your Kasasa Checking account :
  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statements
  • Log-in to Online or Mobile Banking at least once per qualification cycle
That's it. Even if you don't meet your qualifications in a month, you'll still earn our base interest rate on Kasasa Saver and your Kasasa accounts are still free! Plus, you can get right back to earning your full rewards the very next month.

Statement Savings

With a Statement Savings account you receive receipts for each transaction and a convenient periodic statement.

  • Interest compounded and credited monthly
  • Free E-Statements (paper statements by mail available for $3 per cycle)
  • $200 or more required to open and earn interest
  • $25 for Kids Count™
  • Service fee assessed only if your balance falls below the minimum required
  • No monthly service fee on minors' accounts
  • Automatic withdrawals and deposits
  • Can link this account to your checking account for overdraft protection

Kids' Count™ Savings

All the great features above are included, along with a minimum opening deposit of only $25. Plus there's no monthly service fee on a child's account until he or she turns 18.

Money Market Savings

The convenience of a checking account with higher money market interest rates all in one. With Money Market Savings you have access to your funds through ATM withdrawals, personal withdrawals or your own Money Market Savings personal checks.

Plus, the more you save, the more you earn with our tiered interest rate feature.

  • No service charge as long as you maintain a $1,000 minimum daily balance
  • Make up to 6 withdrawals per statement cycle ($10 fee for excess withdrawals)
  • Free E-Statements (paper statements by mail available for $3 per cycle)
  • Direct deposit available for government and payroll checks
  • FREE Notary Service
  • Can link this account to your checking account for overdraft protection

Open Your Savings Account Today!

We make it easy to save for your future. Apply online today for your new Savings Account with First Federal Bank of Kansas City!

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Federal Bank as ATM or transactions and purchases made with non-First Federal bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your Kasasa Cash or Cash Back account qualifications are met during a Monthly Qualification Cycle, (1) Balances in your Kasasa Saver account up to $25,000 receive APY of 1.00%; and balances over $25,000 earn 0.20% interest rate on the portion of balance over $25,000, resulting in a range from 1.00% to 0.36% APY depending on the account’s balance. When Kasasa Cash or Cash Back qualifications are not met, no reward payments are made, ATM fees are not refunded and all balances in Kasasa Saver account earn 0.05% APY. Interest or cash back payments and ATM fee reimbursements from your linked Kasasa Cash or Cash Back account will be credited to your Kasasa Saver Account on the last day of statement cycle.  APY = Annual Percentage Yield.  APYs accurate as of 05/11/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements and transacting at least 12 debit card purchases are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 accounts per social security number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a First Federal Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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