Certificates of Deposit


See our Current Rates >

First Federal Fixed-Rate Certificates of Deposit (CDs) let you lock in a rate for a fixed period of time. We offer terms from six months to five years. Rates are based on current market conditions and are fixed for the term of your Certificate.

First Federal also offers a Saver's Choice™ Variable-Rate Certificate, that offers a variable interest rate that is subject to change every quarter. With this account, savers can add to their CD, and withdraw funds before the maturity date if they need the money for college tuition, hospitalization , nursing home expenses, or the purchase of a home.

FEATURES

  • Automatic renewal option
  • No fees
  • Qualifying interest payment options available

We Love Our CustomersWe Love Our Customers

Customers like you are the heart and soul of First Federal Bank. That's why we invite you to take advantage of our new Customer Loyalty CD Rates program!

We reserve the best rates for our loyal customers, so call or visit us today to upgrade your Certificate of Deposit with a totally lovable rate!

Earn an Extra:
.05%  On any Renewing CD 
 .10%** On a New or Renewing CD if you have a First Federal Checking Account with an active debit card or recurring direct deposit
 .15%** On a New or Renewing CD if you have a First Federal Checking Account, an active debit card AND recurring direct deposit!
Rate increases are not automatic. You must visit or call First Federal Bank to take advantage of increased rates. **Available on Certificates of Deposit with terms of 18 months or greater, excluding Variable-Rate CDs and certain other special CDs.
Maximum of .15% interest rate increase on standard rates per CD. 
Rate increases are not automatic. You must visit or call First Federal Bank to take advantage of increased rates. **Available on Certificates of Deposit with terms of 18 months or greater, excluding Variable-Rate CDs and certain other special CDs.
Maximum of .15% interest rate increase on standard rates per CD. 

© 2017 FIRST FEDERAL BANK of KANSAS CITY
P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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