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The Benefits of a Mutual Bank

What is a "mutual" bank, and how is it different from a "National" bank?

First Federal Bank is one of the largest and strongest mutual banks in the Midwest.

Mutual banks are the essence of what true community banking is all about.   Unlike large national banks, First Federal Bank is not part of a nationwide chain of banks. We serve individuals and families and we've been doing it since 1934.

Another difference is First Federal Bank doesn't have an "owner" or stockholders. It is mutually owned by customers who bank with us!

All profits earned by the bank are re-invested into making home loans and building reserves for the future. This no-nonsense approach to banking has helped us become one of the largest mutually owned banks in the Midwest with more than $400 million in assets and over 20,000 customers.

Why is a Mutual Bank, like First Federal, a good choice for your family?

Because we are a community bank focused entirely on your financial needs, our personal bankers take the time to get to know you, and understand your financial goals. Then we will help you develop a strategy to achieve your goals and provide encouragement along the way.

We strongly believe in helping you eliminate debt and build an "emergency" savings fund as quickly as possible, to avoid high-interest debt.

What Products and Services does First Federal Bank have?

You have a wide range of financial services available to you at First Federal that can help you build a better financial future, including:

Our specialty is helping customers like you buy and refinance homes. You'll find First Federal Bank has more affordable rates and a wider range of home loan options than virtually any other lender:


Visit First Federal Bank Today!

You've worked hard to build a good life for you and your family. That's why you deserve a bank that is committed to helping you build a better financial future.

Visit us today to learn how we can help you become more financially successful at First Federal Bank!

© 2017 FIRST FEDERAL BANK of KANSAS CITY
P.O. Box 419194
Kansas City, MO 64141-6194
Phone (816) 241-7800  |  Bank / ABA Routing Number: 301071592

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